1646 Rainbow St, Mora, MN 55051 Property Records

Kanabec County property record for 1646 Rainbow St, Mora, MN 55051

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,396 sqft · built 2022
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on File
Last Sale	$565,000 (Sep 2022)
Tax Bill	$5,148 (2023)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Apr 2022 Sale & Construction Loan + 1 more
APN	`04.01975.00`

Property Details

APN / Parcel Number

Primary APN	`04.01975.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,396 sqft Adjusted Area
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	871,200 sqft (20 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1646 RAINBOW ST
City	MORA
State	MN
Zip	55051-7503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE1/4 OF SE1/4 LYING N OF S 660' THEREOF
Jurisdiction	KANABEC MN
Township / Civil Division	COMFORT
Census Block Group	3
Census Block	3052
Census Tract	480400

Owner

Source: Kanabec County records · APN 04.01975.00

Assessment roll updated February 1, 2022 · Last verified March 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1646 RAINBOW ST, MORA, MN 55051-7503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Warranty Deed, Transfer · Conventional Mortgage SPIRE CU
Apr 08, 2022	Warranty Deed, Construction Loan · Construction Mortgage CCM FINANCE LLC
Nov 17, 2021	Warranty Deed, Transfer · Conventional Mortgage SPIRE CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 20, 2022 · Amount on Record
Deed Sale	Sep 20, 2022 · Amount on Record
Prior Sale	Apr 08, 2022 · Amount on Record
Deed Document Number	279956
Record Updated	Jun 07, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANABEC MN
Recording Date	Sep 20, 2022
Property Address	1646 RAINBOW ST, MORA, MN 55051-7503
Document Number	0000279956
Instrument Date	Sep 19, 2022
Instrument	279956
Transaction Type	Transfer
Record Updated	Oct 05, 2022
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,864.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1646 RAINBOW ST, MORA, MN 55051-7503

Mortgage

Document Number	0000279957
Date	Sep 20, 2022
Instrument	279957

Lender

Name	SPIRE CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	KANABEC MN
Recording Date	Apr 08, 2022
Property Address	1646 RAINBOW ST, MORA, MN 55051-7503
Document Number	0000278234
Instrument Date	Apr 07, 2022
Instrument	278234
Transaction Type	Construction Loan
Record Updated	Aug 01, 2023
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$247.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 KING RD, OGILVIE, MN 56358

Mortgage

Document Number	0000278235
Date	Apr 08, 2022
Instrument	278235

Lender

Name	CCM FINANCE LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000278236
Date	Apr 08, 2022
Instrument	278236

Lender

Name	KEVIN A WERP
Type	Seller
Address	1305 W BROADWAY ST, MONTICELLO, MN 55362

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	5 Months
Due	Sep 06, 2022

Interest

Rate Type	Fixed Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANABEC MN
Recording Date	Nov 17, 2021
Property Address	1646 RAINBOW ST, MORA, MN 55051-7503
Document Number	0000276717
Instrument Date	Nov 15, 2021
Instrument	276717
Transaction Type	Transfer
Record Updated	Aug 01, 2023
Title Company	LEGACY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1646 RAINBOW ST, MORA, MN 55051-7503

Mortgage

Document Number	0000276718
Date	Nov 17, 2021
Instrument	276718

Lender

Name	SPIRE CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kanabec County records · Assessment roll updated February 1, 2022 · Last verified March 2024

Property Jurisdictions

Type	Name
State	Minnesota
County	Kanabec County
County Subdivision	Comfort Township
Unified School District	Mora Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,148.00	$424,700 Land $60,400 Building $364,300	$424,700 Land $60,400 Building $364,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2016)
Most Recent Claim	Jul 2016 · river or lake flooding

Wildfire

Wildfire Risk	Moderate above 42% of the US · above 72% of Minnesota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
East Central Energy Fiber	2,000 / 2,000
LTD Broadband Fixed Wireless	150 / 130

Based on FCC filings for 7 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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