1646 Peninsula Dr, Arcata, CA 95521 Property Records

Humboldt County property record for 1646 Peninsula Dr, Arcata, CA 95521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,280 sqft · built 2014
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$307,000 (Mar 2017)
Tax Bill	$3,443 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`400-091-024-000`

Property Details

APN / Parcel Number

Primary APN	`400-091-024-000`
Alternative APN	`40009124`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area

Exterior

Year Built	Built 2014
Construction Type	Wood
Lot Area	12,632 sqft (0.289 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	40009124
Street Address	1646 PENINSULA DR
City	ARCATA
State	CA
Zip	95521-9656
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L14 /BAYSHORE ACRES SUBC 36 & 35 VS 080586C B N 620007B C
Legal Subdivision	BAYSHORE ACRES SUB
Legal Lot Number	14
Jurisdiction	HUMBOLDT CA
Township / Civil Division	ARCATA
Census Block Group	1
Census Block	1118
Census Tract	1300

Owner

Source: Humboldt County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1646 PENINSULA DR, ARCATA, CA 95521-9656
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage COAST CENTRAL CU
Mar 28, 2017	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2017 · Amount on Record
Deed Sale	Mar 28, 2017 · Amount on Record
Prior Sale	Mar 25, 2014 · Amount on Record
Deed Document Number	2017-005459
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	1646 PENINSULA DR, ARCATA, CA 95521-9656
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1646 BENISULA DR, ARCATA, CA 95521

Mortgage

Document Number	0000003605
Date	Feb 18, 2021
Instrument	2021-003605

Lender

Name	COAST CENTRAL CU
Type	Credit Union
Address	EUREKA, CA 95501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Mar 28, 2017
Property Address	1646 PENINSULA DR, ARCATA, CA 95521-9656
Document Number	0000005459
Instrument Date	Feb 28, 2017
Instrument	2017-005459
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	HUMBOLDT LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1646 PENINSULA DR, ARCATA, CA 95521-9656

Mortgage

Document Number	0000005460
Date	Mar 28, 2017
Instrument	2017-005460

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Elementary School District	Arcata Elementary School District (KG - 08)
Secondary School District	Northern Humboldt Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,443.00 (+3.46%) Homeowner's exemption	$304,066 (+4.04%) Land $127,661 Building $176,405
2023	$3,328.00 (-1.83%) Homeowner's exemption	$292,260 Land $122,704 Building $169,556
2022	$3,390.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	22 (1982–2019)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Feb 2019 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims Severe Storms & Flooding, Feb 1986 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANILA COMMUNITY SERVICES DIST. state or territorial government · serves 798 people · EPA ID CA1210017
Water Source	Purchased groundwater from HUMBOLDT BAY MWD
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
101Netlink Fixed Wireless	100 / 20

May also be available: Verizon.

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