1646 Oak St, Sarasota, FL 34236 Property Records

Sarasota County property record for 1646 Oak St, Sarasota, FL 34236 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,118 sqft · built 1925
Lot Size	0.118 acres (5,167 sqft)
Owner	Individual Name on File
Last Sale	$526,000 (Nov 2018)
Tax Bill	$6,485 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2018 Sale & Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`2027-15-0044`

Property Details

APN / Parcel Number

Primary APN	`2027-15-0044`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,118 sqft Living Area
1st Floor Area	1,118 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Tile
Lot Area	5,167 sqft (0.118 acres)
Lot Dimensions	93 ft deep x 56 ft wide

Exterior Amenities

Porch	Porch
Porch Area	88 sqft
Deck Area	300 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1646 OAK ST
City	SARASOTA
State	FL
Zip	34236-7536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 OF LOT 38 SUB OF LOTS 3 & 4 BLK G A/K/A BURNS REALTY CO RESUB LOTS 1 THRU 9 & 11 BLK G PLAT OF SARASOTA
Legal Range	18E
Legal Township	36S
Legal Section	19
Legal Subdivision	POS CORRECTED SUB OF PART OF BLK G
Legal Tract	67
Legal Block	G
Legal Lot Number	1-9,38 4
Jurisdiction	SARASOTA FL
Township / Civil Division	SARASOTA
Census Block Group	3
Census Block	3047
Census Tract	102

Owner

Source: Sarasota County records · APN 2027-15-0044

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1646 OAK ST, SARASOTA, FL 34236-7536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Nov 01, 2018	Warranty Deed, Transfer · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 01, 2018 · Amount on Record
Deed Sale	Nov 01, 2018 · Amount on Record
Prior Sale	May 05, 2005 · Amount on Record
Deed Document Number	2018144180
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	1646 OAK ST, SARASOTA, FL 34236-7536
Transaction Type	Mortgage
Record Updated	Aug 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1646 OAK ST, SARASOTA, FL 34236-7536

Mortgage

Document Number	0000131845
Date	Sep 24, 2020
Instrument	2020131845

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2035

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Nov 01, 2018
Property Address	1646 OAK ST, SARASOTA, FL 34236-7536
Document Number	0000144180
Map Reference	MB A PG35
Instrument Date	Oct 25, 2018
Instrument	2018144180
Transaction Type	Transfer
Record Updated	Aug 02, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,682.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1646 OAK ST, SARASOTA, FL 34236-7536

Mortgage

Document Number	0000144181
Date	Nov 01, 2018
Instrument	2018144181

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 01, 2033

Tax Assessment & Valuation

Source: Sarasota County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Municipality	Sarasota City
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,485.00 (+4.19%) Homeowner's exemption	$475,902 (+5.99%)	$747,900 (+11.93%) Land $534,300 Building $213,600
2023	$6,224.00 (+2.81%) Homeowner's exemption	$449,019 (+3%)	$668,200 (+13.47%) Land $450,700 Building $217,500
2022	$6,054.00 Homeowner's exemption	$435,941	$588,900 Land $407,500 Building $181,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sarasota County (12115C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121150001023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 112 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	211 units insured 99 under condo master policies
Nearby Flood Claims	14 (1979–2024)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2024, tidal / storm surge, Hurricane Helene
Claims By Storm	Hurricane Helene, Sep 2024 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 354 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	1,000 / 75
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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