McHenry County property record for 1646 Oak Dr, McHenry, IL 60050
| Property Type | Commercial |
|---|---|
| Lot Size | 1.52 acres (66,301 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $434,000 (Jul 1998) |
| Deeds & Mortgages | Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-27-283-005 |
| Primary APN | 09-27-283-005 |
|---|
| Lot Area | 66,301 sqft |
|---|
| Street Address | 1646 OAK DR |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | DOC 2014R0042851 LT 5 BLK 3 MCHENRY CITY CENTER BUSINESS PARK |
| Legal Range | 08E |
| Legal Township | 45N |
| Legal Section | 27 |
| Legal Subdivision | MCHENRY CITY CENTER BUSN PARK |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 1 |
| Census Block | 1080 |
| Census Tract | 870603 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 4108 W ORLEANS ST, MCHENRY, IL 60050-3972 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 1998 · Amount on Record |
| Deed Sale | Jul 29, 1998 · Amount on Record |
| Deed Document Number | 0000048811 |
| Deed Book / Page | 0927 |
| Last Transfer Date | Dec 17, 2014 |
| Transfer Doc | 0000042851 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1646 OAK DR, MCHENRY, IL 60050 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000033252 |
|---|---|
| Date | Sep 27, 2018 |
| Instrument | 2018R0033252 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DUNDEE, IL 60118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 83 Months |
| Due | Aug 29, 2025 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Municipality | McHenry City |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2022 | $71,431 Land $71,431 | $214,293 Land $214,293 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1979–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCHENRY serves 22,335 people · EPA ID IL1110600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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