1646 Notting Hill Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 1646 Notting Hill Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	5 bd · 5,029 sqft · built 2006
Lot Size	0.703 acres (30,647 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,288 (2025)
Deeds & Mortgages	May 2018 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-08-09-0-00070-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-08-09-0-00070-00`

Interior

Bedrooms	5 Beds
Total Rooms	9 Rooms
Stories	1 Story
Building Area	5,029 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	30,647 sqft (0.703 acres)
Lot Dimensions	217 ft deep x 112 ft wide
Patio Area	162 sqft

Location & Zoning

Street Address	1646 NOTTING HILL DR
City	HERNANDO
State	MS
Zip	38632-8075
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	NOTTING HILL SEC A LOT 70
Legal Range	07
Legal Township	03
Legal Section	08
Legal Subdivision	NOTTING HILL SEC A
Legal Lot Number	70
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3016
Census Tract	71001

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1646 NOTTING HILL DR, HERNANDO, MS 38632-8075
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK
May 1, 2018	Deed of Trust, Mortgage · Seller Carry-Back JAMES D FRANKS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1646 NOTTING HILL DR, HERNANDO, MS 38632-8075
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004536/148
Date	May 7, 2018
Book Page	4536/148
Instrument	T04536-00148

Lender

Name	NORTH AMERICAN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2033

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1646 NOTTING HILL DR, HERNANDO, MS 38632-8075
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004533/113
Date	May 1, 2018
Book Page	4533/113
Instrument	T04533-00113

Lender

Name	JAMES D FRANKS
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,288.00 (+19.81%)	$65,051 (+41.62%) Land $5,000 Building $60,051	$650,511 (+41.62%) Land $50,000 Building $600,511
2023	$6,083.00	$45,935	$459,347 Land $50,000 Building $409,347

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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