1646 NE 11th St, Bend, OR 97701 Property Records

Deschutes County property record for 1646 NE 11th St, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,158 sqft · built 1963
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Trust Names on File
Tax Bill	$5,795 (2025)
Deeds & Mortgages	Sep 2026 Sale Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171228-DC-01405`

Property Details

APN / Parcel Number

Primary APN	`171228-DC-01405`
Alternative APNs	`R1001171228DC01405` `101005`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,158 sqft Living Area
Gross Area	3,708 sqft
1st Floor Area	1,938 sqft
Attic	Attic
Attic Area	1,220 sqft
Sunroom	Sunroom
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Roof Type	Gable
Lot Area	14,375 sqft (0.33 acres)
Garage Area	550 sqft

Exterior Amenities

Deck Area	275 sqft
Shed	1 Shed
Shed Area	162 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	101005
Street Address	1646 NE 11TH ST
City	BEND
State	OR
Zip	97701-4104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	WIESTORIA BLOCK 52 LOT PT.1
Legal Range	12
Legal Township	17
Legal Section	28
Legal Subdivision	WIESTORIA
Legal Block	52
Legal Lot Number	1
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2010
Census Tract	1602

Owner

1646 NE 11th St is owner-occupied and held in a trust since October 2020.

Source: Deschutes County records, as of October 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1646 NE 11TH ST, BEND, OR 97701-4104
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 9, 2020	Quit Claim Deed, Transfer EVERGREEN MONEYSOURCE MTG
Sep 17, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 5, 2020
Transfer Doc	0000053226
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 30, 2026
Property Address	1646 NE 11TH ST, BEND, OR 97701-4104
Document Number	0000029356
Instrument Date	Sep 30, 2026
Instrument	202629356
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1646 NE 11TH ST, BEND, OR 97701-4104

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 9, 2020
Property Address	1646 NE 11TH ST, BEND, OR 97701-4104
Document Number	0000053226
Instrument Date	Oct 5, 2020
Instrument	53226
Transaction Type	Transfer
Record Updated	Oct 26, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1646 NE 11TH ST BEND OR 977014104, BEND, OR 97701-4104

Mortgage

Document Number	53227
Date	Oct 9, 2020
Instrument	53227

Lender

Name	EVERGREEN MONEYSOURCE MTG
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1646 NE 11TH ST, BEND, OR 97701-4104
Document Number	0000035891
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1646 NE 11TH ST BEND OR 977014104, BEND, OR 97701-4104

Mortgage

Document Number	0000035891
Date	Sep 24, 2019
Instrument	35891

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1646 NE 11th St was $5,795, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,795.00 (+3.95%)	$343,010 (+3%)	$907,890 (+2.14%) Land $254,920 Building $652,970
2024	$5,575.00 (+7.85%)	$333,020 (+3%)	$888,880 (-) Land $254,920 Building $633,960
2023	$5,169.00	$323,330	$888,880 Land $254,920 Building $633,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1646 NE 11th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1646 NE 11th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, Vero Fiber, Webformix.

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