1646 Mono Ave, Minden, NV 89423 Property Records

Douglas County property record for 1646 Mono Ave, Minden, NV 89423

Property Summary

Property Type	Single Family Home
Details	3,048 sqft · built 2022
Lot Size	0.182 acres (7,928 sqft)
Owner	Individual Name on Record
Last Sale	$152,500 (Oct 2015)
Tax Bill	$9,746 (2026)
Deeds & Mortgages	Nov 2022 Mortgage Jan 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1320-29-410-048`

Property Details

APN / Parcel Number

Primary APN	`1320-29-410-048`
Alternative APNs	`000025190300` `25190300`

Interior

Stories	2 Stories
Building Area	3,048 sqft Living Area
Gross Area	3,843 sqft
1st Floor Area	1,138 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	7,928 sqft (0.182 acres)
Garage Type	Attached
Garage Area	795 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	000025190300
Street Address	1646 MONO AVE
City	MINDEN
State	NV
Zip	89423-4003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST ADD LOT 1-3 BLOCK D
Legal Range	20E
Legal Township	13N
Legal Section	29
Legal Subdivision	WEST ADD
Legal Block	D
Legal Lot Number	1-3
Jurisdiction	DOUGLAS NV
Township / Civil Division	GARDNERVILLE-MINDEN
Census Block Group	2
Census Block	2032
Census Tract	1400

Owner

Source: Douglas County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 223, MINDEN, NV 89423-0223
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ZB NA
Jan 23, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2015 · Amount on Record
Deed Sale	Oct 21, 2015 · Amount on Record
Deed Document Number	2015871561
Last Transfer Date	Nov 23, 2022
Transfer Doc	0000091940
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS NV
Recording Date	Nov 29, 2022
Property Address	1646 MONO AVE, MINDEN, NV 89423-4003
Document Number	0000091940
Map Reference	FILE 952
Instrument Date	Nov 23, 2022
Instrument	2022-991940
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	STEWART TITLE, STEWART TITLE COMPANY NV

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 223, MINDEN, NV 89423-0223

Mortgage

Document Number	0000091941
Date	Nov 29, 2022
Instrument	2022-991941

Lender

Name	ZB NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11%
Index	1-Year CMT
Max Rate	11%

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS NV
Recording Date	Jan 23, 2020
Property Address	1646 MONO AVE, MINDEN, NV 89423-4003
Document Number	0000941266
Instrument Date	Jan 13, 2020
Instrument	941266
Transaction Type	Transfer
Record Updated	Feb 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 223 MINDEN NV 894230223, MINDEN, NV 89423-0223

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Douglas County
Unified School District	Douglas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,746.00 (+3%)	$276,778 (-0.1%) Land $52,500 Building $224,278
2025	$9,462.00 (+6.09%)	$277,050 (+6.17%) Land $49,000 Building $228,050	$791,571 (+6.17%) Land $140,000 Building $651,571
2023	$8,919.00	$260,950 Land $49,000 Building $211,950	$745,571 (+357.77%) Land $140,000 Building $605,571
2021			$162,871 Land $120,000 Building $42,871

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	66 units insured incl. 15 condo units
Nearby Flood Claims	8 (1997–2023)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jan 2023 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MINDEN serves 3,500 people · EPA ID NV0000168
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	139 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: DTS Fiber.

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