1646 Mears Ave, Cincinnati, OH 45230 Property Records

Hamilton County property record for 1646 Mears Ave, Cincinnati, OH 45230

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,378 sqft · built 1928
Lot Size	0.151 acres (6,621 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Apr 2022)
Tax Bill	$4,856 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002-0002-0213-00`

Property Details

APN / Parcel Number

Primary APN	`002-0002-0213-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,378 sqft Living Area
1st Floor Area	704 sqft
2nd Floor Area	674 sqft
Basement Area	704 sqft
Finished Basement	350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	6,621 sqft (0.151 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	198 sqft
Porch	Porch
Porch Area	63 sqft
Patio Area	375 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1646 MEARS AVE
City	CINCINNATI
State	OH
Zip	45230-1859
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1646 MEARS AVE 50 X 132.50 PT LOT 6 W W MC FARLANDS
Legal Subdivision	MCFARLAND
Legal Lot Number	6
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1004
Census Tract	4603

Owner

1646 Mears Ave is owned and occupied by an individual who bought it in April 2022.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1646 MEARS AVE, CINCINNATI, OH 45230-1859
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 17, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2022 · Amount on File
Deed Sale	Apr 14, 2022 · Amount on File
Prior Sale	Jun 10, 2005 · Amount on File
Deed Document Number	0000038064
Deed Book / Page	14646 / 1187
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 14, 2022
Property Address	1646 MEARS AVE, CINCINNATI, OH 45230-1859
Document Number	0000038064
Book / Page	14646 / 1187
Map Reference	MB 22 PG 82
Instrument Date	Apr 8, 2022
Instrument	2022-0038064
Transaction Type	Transfer
Record Updated	Jun 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1646 MEARS AVE, CINCINNATI, OH 45230-1859

Mortgage

Document Number	0000038065
Date	Apr 14, 2022
Instrument	2022-0038065

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1646 MEARS AVE, CINCINNATI, OH 45230-1859
Document Number	0000100121
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1646 MEARS AVE CINCINNATI OH 452301859, CINCINNATI, OH 45230-1859

Mortgage

Document Number	0000100121
Date	Sep 29, 2020
Book Page	014263/001408
Instrument	100121

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1646 MEARS AVE, CINCINNATI, OH 45230-1859
Document Number	0000049548
Instrument Date	Jun 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1646 MEARS AVE CINCINNATI OH 452301859, CINCINNATI, OH 45230-1859

Mortgage

Document Number	0000049548
Date	Jun 21, 2019
Book Page	013944/001354
Instrument	49548

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1646 Mears Ave was $4,856, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,856.00 (+3.08%)	$78,750 (-) Land $7,896 Building $70,854
2024	$4,711.00 (-2.18%)	$78,750 (-) Land $7,896 Building $70,854
2023	$4,816.00 (+55.05%)	$78,750 (+73.13%) Land $7,896 Building $70,854	$225,000 Land $22,560 Building $202,440
2022	$3,106.00 Homeowner's exemption	$45,486 Land $6,636 Building $38,850
2020			$129,960 Land $18,960 Building $111,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1646 Mears Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1646 Mears Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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