Carroll County property record for 1646 Lock Rd, Carrollton, KY 41008 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,209 sqft · built 1800 |
| Lot Size | 1.27 acres (55,321 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Sep 2010) |
| Tax Bill | $1,569 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Nov 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-30-01 |
| Primary APN | 19-30-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,209 sqft Living Area |
| Basement Area | 1,147 sqft |
| Year Built | Built 1800 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 55,321 sqft (1.27 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 400 sqft |
| Deck Area | 120 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating Fuel | Oil |
| Account Number | 75721 |
|---|---|
| Street Address | 1646 LOCK RD |
| City | CARROLLTON |
| State | KY |
| Zip | 41008-8005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT |
| Jurisdiction | CARROLL KY |
| Township / Civil Division | CARROLLTON |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 950200 |
Source: Carroll County records · APN 19-30-01
Assessment roll updated April 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1646 LOCK RD, CARROLLTON, KY 41008-8005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 02, 2023 | Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE |
| Nov 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK |
| Aug 01, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 21, 2018 | Deed of Trust, Mortgage FIRST NATIONAL BANK OF KENTUCKY |
| May 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Nov 03, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 13, 2010 · Amount on Record |
| Deed Sale | Sep 13, 2010 · Amount on Record |
| Deed Document Number | 183-232 |
| Deed Book / Page | 183 / 232 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL KY |
| Property Address | 1646 LOCK RD, CARROLLTON, KY 41008-8005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00M279/445 |
|---|---|
| Date | Feb 02, 2023 |
| Book Page | M279/445 |
| Instrument | 2203812 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL KY |
| Property Address | 1646 LOCK RD, CARROLLTON, KY 41008-8005 |
| Transaction Type | Mortgage |
| Record Updated | Jan 06, 2023 |
| Title Company | MATTINGLY FORD TTL SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 00M260/526 |
|---|---|
| Date | Nov 04, 2020 |
| Book Page | M260/526 |
| Instrument | 100157 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL KY |
| Property Address | 1646 LOCK RD, CARROLLTON, KY 41008-8005 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M276/287 |
|---|---|
| Date | Aug 01, 2022 |
| Book Page | M276/287 |
| Instrument | 2201976 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL KY |
| Property Address | 1646 LOCK RD, CARROLLTON, KY 41008-8005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1646 LOCK RD, CARROLLTON, KY 41008-8005 |
| Document Number | 00M244/121 |
|---|---|
| Date | Jun 21, 2018 |
| Book Page | M244/121 |
| Instrument | 94911 |
| Name | FIRST NATIONAL BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | CARROLLTON, KY 41008 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jun 20, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL KY |
| Property Address | 1646 LOCK RD, CARROLLTON, KY 41008-8005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 00M249/394 |
|---|---|
| Date | May 16, 2019 |
| Book Page | M249/394 |
| Instrument | 96723 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL KY |
| Property Address | 1646 LOCK RD, CARROLLTON, KY 41008-8005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M240/336 |
|---|---|
| Date | Nov 03, 2017 |
| Book Page | M240/336 |
| Instrument | 93650 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 01, 2042 |
Source: Carroll County records · Assessment roll updated April 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Carroll County |
| Unified School District | Carroll County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,569.00 (-1.32%) Homeowner's exemption Additional exemption filed | $200,000 (-) Land $25,000 Building $175,000 | $200,000 (-) Land $25,000 Building $175,000 |
| 2023 | $1,590.00 Homeowner's exemption Additional exemption filed | $200,000 Land $25,000 Building $175,000 | $200,000 Land $25,000 Building $175,000 |
Source: FEMA National Flood Hazard Layer, Carroll County (21041C), updated March 21, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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