1646 Lexi Loop, Lynden, WA 98264 Property Records

Whatcom County property record for 1646 Lexi Loop, Lynden, WA 98264

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,586 sqft · built 2011
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on Record
Last Sale$320,000 (Jun 2018)
Tax Bill$3,645 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Jun 2023 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN400316-559450-0000

Property Details

APN / Parcel Number

Primary APN400316-559450-0000
Alternative APNs
  • 174885
  • 552134

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,586 sqft Living Area
Gross Area1,968 sqft
1st Floor Area789 sqft

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialCombination
Roof MaterialComposition Shingle
Lot Area3,920 sqft (0.09 acres)
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchCovered Concrete/Masonry Porch

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number174885
Street Address1646 LEXI LOOP
CityLYNDEN
StateWA
Zip98264-3916
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMD
Legal DescriptionLOT C LEXI LOOP SHORT PLAT-LLA #2 AS REC AF 2110100963
Legal Range03
Legal Township40
Legal Section16
Legal SubdivisionLEXI LOOP LLA SHORT PLAT #2
Legal Block3
Legal Lot NumberC
JurisdictionWHATCOM WA
Township / Civil DivisionLYNDEN
Census Block Group3
Census Block3011
Census Tract10303

Owner

Source: Whatcom County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1646 LEXI LOOP, LYNDEN, WA 98264-3916
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Deed of Trust, Mortgage · Line of Credit
WHATCOM EDUCATIONAL CREDIT UNION
Jun 22, 2023Deed of Trust, Mortgage · Line of Credit
WHATCOM EDUCATIONAL CU
Jun 8, 2018Warranty Deed, Transfer · Conventional Mortgage
HOUSING FIN AUTH
Jun 2, 2023Re-recorded Document
NOT AVAILABLE, WHATCOM LAND TITLE CO INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2018 · Amount on Record
Deed SaleJun 8, 2018 · Amount on Record
Prior SaleDec 6, 2013 · Amount on Record
Deed Document Number2018600990
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Recording DateJul 21, 2026
Property Address1646 LEXI LOOP, LYNDEN, WA 98264-3916
Document Number0000001688
Instrument DateJul 16, 2026
Instrument20261688
Transaction TypeMortgage
Record UpdatedJul 28, 2026
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1646 LEXI LOOP, LYNDEN, WA 98264-3916

Mortgage

Document Number0000001688,
DateJul 21, 2026
Instrument20261688
Lender
NameWHATCOM EDUCATIONAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate6.47%
Max Rate-1%

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address1646 LEXI LOOP, LYNDEN, WA 98264-3916
Transaction TypeMortgage
Record UpdatedNov 1, 2023
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000601639
DateJun 22, 2023
Instrument2023-0601639
Lender
NameWHATCOM EDUCATIONAL CU
TypeCredit Union
AddressBELLINGHAM, WA 98227
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJul 1, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateJun 8, 2018
Property Address1646 LEXI LOOP, LYNDEN, WA 98264-3916
Document Number2180600990
Instrument DateJun 8, 2018
Instrument600990
Transaction TypeTransfer
Record UpdatedJun 25, 2018

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$5,701.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1646 LEXI LOOP LYNDEN WA 982643916, LYNDEN, WA 98264-3916

Mortgage

Document Number2180600992
DateJun 8, 2018
Instrument600992
Lender
NameHOUSING FIN AUTH
AddressSEATTLE, WA 98104-3601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 7, 2048

Mortgage

Document Number2180600991,
DateJun 8, 2018
Instrument600991
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
AmountAmount Recorded
Term360 Months
DueJun 7, 2048

June 2023: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionWHATCOM WA
Recording DateJun 2, 2023
Property Address1646 LEXI LOOP, LYNDEN, WA 98264-3916
Document Number0000600232
Map ReferenceAF 2110100963
Instrument DateJun 8, 2018
Instrument2023-0600232
Record UpdatedNov 1, 2023
Title CompanyNOT AVAILABLE, WHATCOM LAND TITLE CO INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1646 LEXI LOOP, LYNDEN, WA 98264-3916

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalityLynden City
Unified School DistrictLynden School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,645.00 (+13.3%)$496,135 (+15.32%) Land $218,260 Building $277,875$496,135 (+15.32%) Land $218,260 Building $277,875
2022$430,237 Land $140,798 Building $289,439$430,237 Land $140,798 Building $289,439
2021$3,217.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYNDEN WATER DEPARTMENT
serves 20,062 people · EPA ID WA5349150
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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