Kershaw County property record for 1646 Lake Rd, Ridgeway, SC 29130
| Property Type | Single Family Home |
|---|---|
| Details | 2,300 sqft |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | Company Name on Record |
| Last Sale | $375,000 (Apr 2024) |
| Tax Bill | $4,581 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage May 2017 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 178-03-03-034 |
| Primary APN | 178-03-03-034 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,300 sqft Finished Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 30,928 sqft |
| Garage Type | Attached |
| Garage Area | 680 sqft |
| Porch | Porch |
| Porch Area | 63 sqft |
| Deck Area | 2,095 sqft |
| Account Number | 26187 |
|---|---|
| Old Parcel Number | 0178 03 03 0340 |
| Street Address | 1646 LAKE RD |
| City | RIDGEWAY |
| State | SC |
| Zip | 29130-9216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | LAKE WATEREE LOT 34 |
| Legal Subdivision | OLIN R JORDAN SEC 3 |
| Legal Lot Number | 34 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 970401 |
Source: Kershaw County records, as of November 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1646 LAKE RD, RIDGEWAY, SC 29130-9216 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 29, 2024 | Warranty Deed, Transfer FIRST PALMETTO BANK |
| May 18, 2017 | Deed of Trust, Mortgage · Line of Credit STATE FARM BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2024 · Amount on Record |
| Deed Sale | Apr 29, 2024 · Amount on Record |
| Deed Document Number | 2024-3309 |
| Deed Book / Page | 5128 / 11 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Apr 29, 2024 |
| Property Address | 1646 LAKE RD, RIDGEWAY, SC 29130-9216 |
| Document Number | 0020243309 |
| Book / Page | 5128 / 11 |
| Map Reference | MB 36 PG 639 |
| Instrument Date | Apr 25, 2024 |
| Instrument | 2024-3309 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $975.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1646 LAKE RD, RIDGEWAY, SC 29130-9216 |
| Document Number | 0020243310 |
|---|---|
| Date | Apr 29, 2024 |
| Instrument | 2024-3310 |
| Name | FIRST PALMETTO BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Apr 25, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 1646 LAKE RD, RIDGEWAY, SC 29130-9216 |
| Document Number | 0000004217 |
| Book / Page | 003699 / 000084 |
| Instrument Date | May 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2017 |
| Title Company | TITLE FIRST, TITLE FIRST AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1646 LAKE RD RIDGEWAY SC 291309216, RIDGEWAY, SC 29130-9216 |
| Document Number | 0000004217 |
|---|---|
| Date | May 25, 2017 |
| Book Page | 003699/000084 |
| Instrument | 4217 |
| Name | STATE FARM BK |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61710 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 24, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,581.00 (+11.38%) | $375,000 (+72.33%) Land $268,800 Building $106,200 | $375,000 (+72.33%) |
| 2023 | $4,113.00 | $217,600 Land $215,000 Building $2,600 | $217,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 5 (2015–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable | 500 / 50 |
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