Pinellas County property record for 1646 Harbor Dr, Clearwater, FL 33755
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,566 sqft · built 1951 |
| Lot Size | 0.132 acres (5,732 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $48,000 (Jun 2012) |
| Tax Bill | $3,276 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-744-8554-1 |
| Primary APN | C62-000-744-8554-1 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,566 sqft Living Area |
| 1st Floor Area | 1,566 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 5,732 sqft (0.132 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 204 sqft |
| Patio Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R111531 |
|---|---|
| Street Address | 1646 HARBOR DR |
| City | CLEARWATER |
| State | FL |
| Zip | 33755-1823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRMONT SUB BLK C, LOT 10 |
| Legal Range | 15E |
| Legal Township | 29S |
| Legal Section | 10 |
| Legal Subdivision | FAIRMONT SUB |
| Legal Tract | 26892 |
| Legal Block | C |
| Legal Lot Number | 10 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 26101 |
Source: Pinellas County records, as of December 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | PO BOX 430, OZONA, FL 34660-0430 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Apr 29, 2021 | Deed of Trust, Mortgage · Commercial Mortgage VAST BANK NA |
| Mar 6, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage KENNETH W NG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2012 · Amount on Record |
| Deed Sale | Jun 5, 2012 · Amount on Record |
| Prior Sale | Sep 13, 2002 · Amount on Record |
| Deed Document Number | 2012159195 |
| Deed Book / Page | 17602 / 1187 |
| Last Transfer Date | Feb 21, 2018 |
| Transfer Doc | 0199640128 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1646 HARBOR DR, CLEARWATER, FL 33755-1823 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 31564 US HIGHWAY 19 N, PALM HARBOR, FL 34684-3723 |
| Document Number | 0215111286 |
|---|---|
| Date | Apr 29, 2021 |
| Book Page | 21511/1286 |
| Instrument | 2021141962 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | CLEARWATER, FL 33762 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Mar 6, 2018 |
| Property Address | 1646 HARBOR DR, CLEARWATER, FL 33755-1823 |
| Document Number | 0199640128 |
| Book / Page | 019964 / 000128 |
| Instrument Date | Feb 21, 2018 |
| Instrument | 68306 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2018 |
| Title Company | EQUITY NATIONAL TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | PO BOX 430 OZONA FL 346600430, OZONA, FL 34660-0430 |
| Document Number | 199640130 |
|---|---|
| Date | Mar 6, 2018 |
| Book Page | 019964/000130 |
| Instrument | 68307 |
| Name | KENNETH W NG |
|---|---|
| Address | 901 N HERCULES AVE # E, CLEARWATER, FL 33765-2031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 5, 2023 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 10% |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Clearwater City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,276.00 (+6.09%) | $210,414 (+25.44%) Land $82,427 Building $127,987 | $210,414 (+25.44%) Land $82,427 Building $127,987 |
| 2024 | $3,088.00 (+16.84%) | ||
| 2023 | $2,643.00 (+7.66%) | $167,740 (+5.59%) | $167,740 (+5.59%) Land $69,492 Building $98,248 |
| 2022 | $2,455.00 | $158,858 | $158,858 Land $78,615 Building $80,243 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 22 (1978–2024) |
| Claims Outside the SFHA | 5 of 22 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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