1646 Finley St, Dubuque, IA 52001 Property Records

Dubuque County property record for 1646 Finley St, Dubuque, IA 52001

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,728 sqft · built 1942
Lot Size0.169 acres (7,392 sqft)
Owner2 Individual Names on File
Last Sale$121,250 (Jun 2018)
Tax Bill$2,054 (2024)
Deeds & MortgagesJun 2018 Mortgage
Sep 2018 Sale
Flood ZoneZone X (minimal risk)
APN10-26-103-003

Property Details

APN / Parcel Number

Primary APN10-26-103-003

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,728 sqft Total Area
1st Floor Area1,728 sqft
Basement Area1,728 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1942
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeWood Frame
Lot Area7,392 sqft (0.169 acres)
Lot Dimensions66 ft deep x 112 ft wide

Exterior Amenities

PorchEnclosed Porch
Porch Area72 sqft
Deck Area80 sqft
Patio Area208 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address1646 FINLEY ST
CityDUBUQUE
StateIA
Zip52001-5754
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeCI
Legal DescriptionLOT 2-224 FINLEYS ADD
Legal SubdivisionIRVING
Legal Lot Number2-224 3
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group1
Census Block1032
Census Tract900

Owner

1646 Finley St, a duplex, is owned by two individuals who bought it in June 2018.

Source: Dubuque County records, as of October 6, 2025

Owner of Record2 Individual Names on File
Mailing Address201 MARY ST, BOSCOBEL, WI 53805-1627
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2018Deed of Trust, Mortgage · Stand-Alone First Mortgage
FIDELITY BANK & TRUST
Sep 10, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2018 · Amount on File
Deed SaleJun 8, 2018 · Amount on File
Deed Document Number0000186539
Record UpdatedJun 8, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address1646 FINLEY ST, DUBUQUE, IA 52001-5754
Transaction TypeMortgage
Record UpdatedApr 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006540
DateJun 14, 2018
Instrument2018-00006540
Lender
NameFIDELITY BANK & TRUST
TypeBank
AddressDUBUQUE, IA 52003
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term480 Months
DueJun 13, 2058

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUBUQUE IA
Recording DateSep 10, 2018
Property Address1646 FINLEY ST, DUBUQUE, IA 52001-5754
Document Number0000010534
Instrument DateJun 6, 2018
Instrument10534
Transaction TypeTransfer
Record UpdatedOct 15, 2018

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3955 AMES LN POTOSI WI 538209623, POTOSI, WI 53820-9623

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$165,800 Land $38,800 Building $127,000$165,800 Land $38,800 Building $127,000
2024$2,054.00
2023$142,900 (+15.16%) Land $35,300 Building $107,600$142,900 Land $35,300 Building $107,600
2022$2,140.00$124,090 Land $33,520 Building $90,570
2021$124,090 Land $33,520 Building $90,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1646 Finley St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1646 Finley St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people · EPA ID IA3126052
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ImOn Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Comelec Internet Services.

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