1646 Elm St, Denver, CO 80220 Property Records

Denver City property record for 1646 Elm St, Denver, CO 80220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,468 sqft · built 1933
Lot Size	0.14 acres (6,100 sqft)
Owner	Individual Name on File
Last Sale	$925,000 (Jul 2020)
Tax Bill	$6,695 (2025)
Deeds & Mortgages	Jun 2026 Transfer Jul 2020 Sale & Mortgage + 2 more
APN	`01314-21-003-000`

Property Details

APN / Parcel Number

Primary APN	`01314-21-003-000`
Alternative APNs	`670331421003` `160598623`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,468 sqft Living Area
Gross Area	1,468 sqft
1st Floor Area	1,468 sqft
Basement Area	1,468 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Effective Year Built	Effective 2020
Exterior Material	Brick
Lot Area	6,100 sqft (0.14 acres)
Garage Type	Detached
Garage Area	637 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	1646 ELM ST
City	DENVER
State	CO
Zip	80220-1243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-SU-C
Legal Description	COLFAX HEIGHTS 01314 B103 L13 & 14 EXC REAR 8FT TO CITY
Legal Subdivision	COLFAX HEIGHTS 01314
Legal Block	3
Legal Lot Number	13,14
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	3
Census Block	3021
Census Tract	4201

Owner

1646 Elm St is owned and occupied by an individual who bought it in July 2020.

Source: Denver City records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	1646 ELM ST, DENVER, CO 80220-1243
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jul 23, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NFM LNDG
Nov 22, 2019	Loan Modification, Mortgage BANK OF DENVER
Nov 13, 2018	Warranty Deed, Transfer · Line of Credit BANK OF DENVER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2020 · Amount on File
Deed Sale	Jul 23, 2020 · Amount on File
Prior Sale	Nov 13, 2018 · Amount on File
Deed Document Number	2020105212
Prior Transfer Date	Dec 20, 2010
Prior Transfer Doc	0000001012
Record Updated	Sep 20, 2026

June 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DENVER CO
Recording Date	Jun 8, 2026
Property Address	1646 ELM ST, DENVER, CO 80220-1243
Document Number	0000071593
Instrument Date	May 23, 2026
Instrument	202671593
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1646 ELM ST, DENVER, CO 80220-1243

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Jul 23, 2020
Property Address	1646 ELM ST, DENVER, CO 80220-1243
Document Number	0000105212
Instrument Date	Jun 30, 2020
Instrument	105212
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 4, 2020
Title Company	GUARDIAN TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1646 ELM ST DENVER DENVER CO 80220, DENVER, CO 80220

Mortgage

Document Number	105213
Date	Jul 23, 2020
Instrument	105213

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2050

Mortgage

Document Number	105214,
Date	Jul 23, 2020
Instrument	105214

Lender

Name	COLORADO CU
Type	Credit Union
Address	LITTLETON, CO 80127

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 22, 2045

Interest

Rate Type	Adjustable Rate

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DENVER CO
Property Address	1646 ELM ST, DENVER, CO 80220-1243
Document Number	0000165834
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2219 IVY ST DENVER CO 802073907, DENVER, CO 80207-3907

Mortgage

Document Number	0000165834
Date	Nov 25, 2019
Instrument	165834

Lender

Name	BANK OF DENVER
Type	Bank
Address	DENVER, CO 80218

Agreement

Term	12 Months
Due	Nov 24, 2020

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Nov 13, 2018
Property Address	1646 ELM ST, DENVER, CO 80220-1243
Document Number	0000145871
Instrument Date	Nov 9, 2018
Instrument	145871
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	GUARDIAN TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53.46
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1646 ELM ST DENVER CO 802201243, DENVER, CO 80220-1243

Mortgage

Document Number	145872
Date	Nov 13, 2018
Instrument	145872

Lender

Name	BANK OF DENVER
Type	Bank
Address	DENVER, CO 80218

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Nov 12, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1646 Elm St was $6,695.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,695.00	$87,520 Land $34,330 Building $34,330	$1,241,400 Land $486,900 Building $754,500
2023	$6,040.00	$77,950 (+25.54%) Land $28,940 Building $49,010	$1,218,400 (+36.38%) Land $486,900 Building $731,500
2022		$62,090 Land $25,380 Building $36,710	$893,400 Land $365,200 Building $528,200
2021	$4,766.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1646 Elm St; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1646 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 742 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, AT&T, Starry.

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