1646 E Shore Dr, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1646 E Shore Dr, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,493 sqft · built 1917
Lot Size	0.349 acres (15,200 sqft)
Owner	2 Individual Names on File
Last Sale	$396,500 (Mar 2019)
Tax Bill	$7,122 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-29-22-11-0169`

Property Details

APN / Parcel Number

Primary APN	`21-29-22-11-0169`
Alternative APNs	`8043204` `59240`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,493 sqft Living Area
1st Floor Area	879 sqft
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	15,200 sqft (0.349 acres)
Lot Dimensions	200 ft deep x 76 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	733 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	59240
Street Address	1646 E SHORE DR
City	SAINT PAUL
State	MN
Zip	55106-1139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OVERBROOK S 1/2 OF VAC DELANCY PL & VAC ALLEY ACCRUING & FOL; SUBJ ...OF LOT 4 AND ALL OF LOT 5 BLK 15
Legal Range	22
Legal Township	29
Legal Section	21
Legal Subdivision	OVERBROOK
Legal Block	15
Legal Lot Number	4
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1004
Census Tract	30602

Owner

1646 E Shore Dr is owned and occupied by two individuals who bought it in March 2019.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1646 E SHORE DR, SAINT PAUL, MN 55106-1139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINGS FIN'L CU
Dec 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2019 · Amount on File
Deed Sale	Mar 12, 2019 · Amount on File
Deed Document Number	20192635007
Prior Transfer Date	Feb 22, 2019
Prior Transfer Doc	0002635007
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1646 E SHORE DR, SAINT PAUL, MN 55106-1139
Document Number	0004797103
Instrument Date	Jan 14, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1646 E SHORE DR ST PAUL MN 551061139, ST PAUL, MN 55106-1139

Mortgage

Document Number	0004797103
Date	Feb 10, 2020
Instrument	4797103

Lender

Name	WINGS FIN'L CU
Address	APPLE VALLEY, MN 55124

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 9, 2035

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1646 E SHORE DR, SAINT PAUL, MN 55106-1139
Document Number	0002635008
Instrument Date	Dec 21, 2018
Transaction Type	Mortgage
Record Updated	Apr 1, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1646 E SHORE DR ST PAUL MN 551061139, ST PAUL, MN 55106-1139

Mortgage

Document Number	0002635008
Date	Mar 12, 2019
Instrument	2635008

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1646 E Shore Dr was $7,122.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$446,100 Land $76,000 Building $370,100	$446,100 Land $76,000 Building $370,100
2025	$7,122.00
2023	$7,058.00	$405,000 Land $110,500 Building $294,500	$405,000 Land $110,500 Building $294,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1646 E Shore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1646 E Shore Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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