1646 E Ruddock St, Covina, CA 91724 Property Records

Los Angeles County property record for 1646 E Ruddock St, Covina, CA 91724

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,193 sqft · built 1962
Lot Size	0.175 acres (7,637 sqft)
Owner	2 Individual Names on Record
Last Sale	$769,000 (Jul 2020)
Tax Bill	$10,208 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8427-022-005`

Property Details

APN / Parcel Number

Primary APN	`8427-022-005`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,193 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	7,637 sqft (0.175 acres)
Lot Dimensions	110 ft deep x 69 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1646 E RUDDOCK ST
City	COVINA
State	CA
Zip	91724-2841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CVR175
Legal Description	TRACT NO 26981 LOT 5
Legal Subdivision	26981
Legal Tract	26981
Legal Block	2
Legal Lot Number	5
Jurisdiction	LOS ANGELES CA
Township / Civil Division	EAST SAN GABRIEL VALLEY
Census Block Group	2
Census Block	2000
Census Tract	403702

Owner

Source: Los Angeles County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1646 E RUDDOCK ST, COVINA, CA 91724-2841
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 2, 2020	Grant Deed, Transfer · FHA Mortgage ORION LNDG
Jul 2, 2020	Quit Claim Deed, Transfer KELLEY ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2020 · Amount on Record
Deed Sale	Jul 2, 2020 · Amount on Record
Prior Sale	Sep 10, 1998 · Amount on Record
Deed Document Number	2020729309
Prior Transfer Date	Jun 16, 2020
Prior Transfer Doc	0000729308
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	1646 E RUDDOCK ST, COVINA, CA 91724-2841
Transaction Type	Mortgage
Record Updated	Feb 20, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1646 E RUDDOCK ST, COVINA, CA 91724-2841
Investor	Possibly a Property Investor

Mortgage

Document Number	0000088452
Date	Feb 10, 2023
Instrument	23-0088452

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Jul 1, 2050

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Jul 2, 2020
Property Address	1646 E RUDDOCK ST, COVINA, CA 91724-2841
Document Number	0000729309
Instrument Date	Jun 16, 2020
Instrument	729309
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$846.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1646 E RUDDOCK ST COVINA CA 917242841, COVINA, CA 91724-2841

Mortgage

Document Number	729310
Date	Jul 2, 2020
Instrument	729310

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Jul 2, 2020
Property Address	1646 E RUDDOCK ST, COVINA, CA 91724-2841
Document Number	0000729308
Instrument Date	Jun 16, 2020
Instrument	729308
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	KELLEY ESCROW

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4024 TENANGO RD CLAREMONT CA 917112338, CLAREMONT, CA 91711-2338

Tax Assessment & Valuation

Source: Los Angeles County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Covina City
Unified School District	Charter Oak Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,208.00 (+7.33%) Homeowner's exemption	$832,387 (+4.04%) Land $486,660 Building $345,727
2023	$9,511.00 (+1.2%) Homeowner's exemption	$800,066 Land $467,763 Building $332,303
2022	$9,398.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GSWC-SAN DIMAS private · serves 56,564 people · EPA ID CA1910142
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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