1646 E 32nd St, Lorain, OH 44055 Property Records

Lorain County property record for 1646 E 32nd St, Lorain, OH 44055 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1900
Square Footage1,596 sqft Living Area
Lot Size6,970 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$113,000 (2023)
Tax Bill$1,640.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-00-096-105-012

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,596 sqft Living Area
1st Floor798 sqft 1st Floor
2nd Floor798 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Architectural StyleTraditional Style
Exterior MaterialBrick Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Lot Area6,970 sqft (0.16 acres)
Depth X Width142 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area414 sqft Garage

Exterior Amenities

Deck Area185 sqft Deck
Patio Area185 sqft Patio
PorchEnclosed Porch
Porch Area399 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1646 E 32ND ST
CityLORAIN
StateOH
Zip44055-1712
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSHEFFIELD LAND CO 50 X 142
Legal SubdivisionSHEFFIELD LAND COMPANYS SUBDIVISION #2
Legal Block105
Legal Lot Number1424
JurisdictionLORAIN OH
Minor Civil DivisionLORAIN
Census Blockgroup4
Census Block4010
Census Tract23100

Owner

Source: Lorain County records · APN 03-00-096-105-012

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1646 E 32ND ST, LORAIN, OH 44055-1712
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust

Deeds, Mortgages & Sale History

DateDocument
May 25, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
May 17, 2023Warranty Deed, Transfer · Stand Alone Second Mortgage
OHIO HOUSING FINANCE AGENCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 17, 2023 · Amount on Record
Deed SaleMay 17, 2023 · Amount on Record
Prior SaleDec 26, 2013 · Amount on Record
Deed Doc Number2023002407
Record RefreshedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address1646 E 32ND ST, LORAIN, OH 44055-1712
Transaction TypeMortgage
Record UpdatedJun 02, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000916889
DateMay 25, 2023
Instrument2023-0916889
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateMay 17, 2023
Property Address1646 E 32ND ST, LORAIN, OH 44055-1712
Document Number0000915989
Map ReferenceVOL 110 PG 51
Instrument DateMay 12, 2023
Instrument2023-0915989
Transaction TypeTransfer
Record UpdatedApr 26, 2024
Title CompanyACCOMMODATION

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1646 E 32ND ST, LORAIN, OH 44055-1712

Mortgage

Document Number0000915991
DateMay 17, 2023
Instrument2023-0915991
Lender
NameOHIO HOUSING FINANCE AGENCY
TypeGovernment Agency
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

Mortgage

Document Number0000915990
DateMay 17, 2023
Instrument2023-0915990
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,640.00$42,900 (-) Land $4,800 Building $38,100$122,570 (-) Land $13,720 Building $108,850
2024$1,640.00 (+46.69%)$42,900 (+102.63%) Land $4,802 Building $38,098$122,570 (+102.63%) Land $13,720 Building $108,850
2023$1,118.00 (+0.9%)$21,172 (+0.01%) Land $3,220 Building $17,952$60,490 (-) Land $9,200 Building $51,290
2022$1,108.00$21,170 Land $3,220 Building $17,950
2021$60,490 Land $9,200 Building $51,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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