DeKalb County property record for 1646 Co Rd 27, Waterloo, IN 46793
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 1997 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,314 (2025) |
| Deeds & Mortgages | Jan 2019 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-02-19-400-007.000-018 |
| Primary APN | 17-02-19-400-007.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Basement Area | 1,512 sqft |
| Unfinished Basement | 1,512 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 100219400007 |
|---|---|
| Street Address | 1646 COUNTY ROAD 27 |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9589 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT S1/2 SE1/4 SECTION 19 TWP 35 RANGE 13 ACRES 1.0000 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 20100 |
Source: DeKalb County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1646 COUNTY ROAD 27, WATERLOO, IN 46793-9589 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 1646 COUNTY ROAD 27, WATERLOO, IN 46793-9589 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201900097 |
|---|---|
| Date | Jan 7, 2019 |
| Instrument | 201900097 |
| Name | FORT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | FORT WAYNE, IN 46808 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Dec 24, 2023 |
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Smithfield Township |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,314.00 (-33.23%) | $300,000 (+4.53%) Land $30,100 Building $269,900 | $300,000 (+4.53%) Land $30,100 Building $269,900 |
| 2024 | $1,968.00 (+65.8%) | $287,000 (+4.94%) Land $28,900 Building $258,100 | $287,000 (+4.94%) Land $28,900 Building $258,100 |
| 2023 | $1,187.00 (-7.41%) | $273,500 (+10.28%) Land $27,300 Building $246,200 | $273,500 (+10.28%) Land $27,300 Building $246,200 |
| 2022 | $1,282.00 | $248,000 Land $23,700 Building $224,300 | $248,000 Land $23,700 Building $224,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Mar 2009 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 63% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Steuben County REMC Fiber | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
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