1646 Central Ave, Memphis, TN 38104 Property Records

Shelby County property record for 1646 Central Ave, Memphis, TN 38104

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,792 sqft · built 1969
Lot Size	0.069 acres (2,987 sqft)
Owner	Trust Name on File
Last Sale	$200,000 (Apr 2018)
Tax Bill	$1,752 (2025)
Deeds & Mortgages	May 2022 Transfer Apr 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-0001-0-0048`

Property Details

APN / Parcel Number

Primary APN	`03-0001-0-0048`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,792 sqft Living Area
1st Floor Area	896 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,987 sqft (0.069 acres)
Lot Dimensions	130 ft deep x 23 ft wide
Porch	Open Porch
Porch Area	96 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1646 CENTRAL AVE
City	MEMPHIS
State	TN
Zip	38104-5064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1
Legal Description	NS CENTRAL AVE 42.215 FT W ROZELLE SEE MAP HI-12 (TILE# 357)
Legal Subdivision	CENTRAL WOODS PD
Legal Lot Number	3A
Jurisdiction	SHELBY TN
Township / Civil Division	13
Census Block Group	1
Census Block	1004
Census Tract	3500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Gardens Historic District (Additional Documentation) listed 1982 · 2,222 contributing resources · NRIS 82004040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1646 Central Ave is owner-occupied and held in a trust since April 2022.

Source: Shelby County records, as of June 2, 2026

Owner of Record	Trust Name on File
Mailing Address	1646 CENTRAL AVE, MEMPHIS, TN 38104-5064
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Intrafamily Transfer, Transfer
Apr 16, 2018	Warranty Deed, Transfer · Conventional Mortgage BRIGHTON BK
Jan 13, 2017	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2018 · Amount on File
Deed Sale	Apr 16, 2018 · Amount on File
Prior Sale	Sep 9, 2015 · Amount on File
Deed Document Number	201836035
Last Transfer Date	Apr 26, 2022
Transfer Doc	0000053849
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHELBY TN
Recording Date	May 12, 2022
Property Address	1646 CENTRAL AVE, MEMPHIS, TN 38104-5064
Document Number	0022053849
Map Reference	MB 195 PG 8
Instrument Date	Apr 26, 2022
Instrument	22053849
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1646 CENTRAL AVE, MEMPHIS, TN 38104-5064

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Apr 16, 2018
Property Address	1646 CENTRAL AVE, MEMPHIS, TN 38104-5064
Document Number	0000036035
Instrument Date	Apr 3, 2018
Instrument	36035
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	SADDLE CREEK TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1646 CENTRAL AVE MEMPHIS TN 381045064, MEMPHIS, TN 38104-5064

Mortgage

Document Number	36036
Date	Apr 16, 2018
Instrument	36036

Lender

Name	BRIGHTON BK
Type	Bank
Address	BRIGHTON, TN 38011

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2048

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHELBY TN
Recording Date	Jan 13, 2017
Property Address	1646 CENTRAL AVE, MEMPHIS, TN 38104-5064
Document Number	0000004285
Instrument Date	Dec 7, 2016
Instrument	4285
Transaction Type	Transfer
Record Updated	Aug 15, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$628.63
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1646 CENTRAL AVE MEMPHIS TN 381045064, MEMPHIS, TN 38104-5064

Mortgage

Document Number	4286
Date	Jan 13, 2017
Instrument	4286

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 12, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 1646 Central Ave was $1,752.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,752.00	$65,150 Land $15,000 Building $50,150	$260,600 Land $60,000 Building $200,600
2023		$53,875 Land $10,950 Building $42,925
2022	$3,281.00
2021			$215,500 Land $43,800 Building $171,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1646 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1646 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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