Anne Arundel County property record for 1646 Cedar Ln, Shady Side, MD 20764
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,714 sqft · built 1994 |
| Lot Size | 2.53 acres (110,207 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $242,000 (Nov 1998) |
| Tax Bill | $4,819 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-000-90021031 |
| Primary APN | 07-000-90021031 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,714 sqft Living Area |
| Gross Area | 3,242 sqft |
| 1st Floor Area | 1,662 sqft |
| Basement Area | 4 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 110,207 sqft |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Deck Area | 92 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00090021031 |
|---|---|
| Street Address | 1646 CEDAR LN |
| City | SHADY SIDE |
| State | MD |
| Zip | 20764-9744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OS |
| Legal Description | PT LT 7 OR 2.536 ACS PROCTOR SUB |
| Legal Subdivision | PROCTOR SUB |
| Legal Block | 4 |
| Legal Lot Number | 7 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 707001 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1646 CEDAR LN, SHADY SIDE, MD 20764-9744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2026 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Dec 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VISION QUEST LENDING |
| Mar 10, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 20, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 7, 2017 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 1998 · Amount on Record |
| Deed Sale | Nov 19, 1998 · Amount on Record |
| Prior Sale | Sep 18, 1992 · Amount on Record |
| Deed Document Number | 199814994 |
| Deed Book / Page | 8816 / 701 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1646 CEDAR LN, SHADY SIDE, MD 20764-9744 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1646 CEDAR LN, SHADY SIDE, MD 20764-9744 |
| Document Number | 0420940281 |
|---|---|
| Date | Feb 18, 2026 |
| Book Page | 42094/281 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85288 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1646 CEDAR LN, SHADY SIDE, MD 20764-9744 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 1646 CEDAR LN, SHADY SIDE, MD 20764-9744 |
| Document Number | 0381280089 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 38128/89 |
| Name | VISION QUEST LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1646 CEDAR LN, SHADY SIDE, MD 20764-9744 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0363280348 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 36328/348 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1646 CEDAR LN, SHADY SIDE, MD 20764-9744 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0336030029 |
|---|---|
| Date | Sep 20, 2019 |
| Book Page | 33603/029 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1646 CEDAR LN, SHADY SIDE, MD 20764-9744 |
| Document Number | 0317180320 |
| Book / Page | 031718 / 000320 |
| Instrument Date | Dec 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1646 CEDAR LN SHADY SIDE MD 207649744, SHADY SIDE, MD 20764-9744 |
| Document Number | 0317180320 |
|---|---|
| Date | Jan 2, 2018 |
| Book Page | 031718/000320 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098-2639 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $512,600 (+16.95%) Land $157,300 Building $355,300 | $512,600 (+16.95%) Land $157,300 Building $355,300 | |
| 2025 | $4,819.00 (+17.39%) | ||
| 2023 | $4,105.00 Homeowner's exemption | $438,300 Land $157,300 Building $281,000 | $438,300 Land $157,300 Building $281,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 79 policies |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 7 (2003–2021) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Oct 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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