1646 Cave Spring Rd, Albany, KY 42602 Property Records

Clinton County property record for 1646 Cave Spring Rd, Albany, KY 42602

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,436 sqft · built 1978
Lot Size1.9 acres (82,764 sqft)
Owner2 Individual Names on Record
Tax Bill$153 (2025)
Deeds & MortgagesMar 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN026-00-00-022.00

Property Details

APN / Parcel Number

Primary APN026-00-00-022.00
Alternative APNs
  • 1140
  • 1750

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,436 sqft Total Area

Exterior

Year BuiltBuilt 1978
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area82,764 sqft (1.9 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemElectric

Location & Zoning

Account Number1750
Street Address1646 CAVE SPRING RD
CityALBANY
StateKY
Zip42602-7953
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionH-L ON HWY 734
JurisdictionCLINTON KY
Township / Civil DivisionCUMBERLAND CITY
Census Block Group3
Census Block3006
Census Tract970100

Owner

Source: Clinton County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1646 CAVE SPRING RD, ALBANY, KY 42602-7953
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Deed Document Number0000006718
Record UpdatedJun 8, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON KY
Property Address1646 CAVE SPRING RD, ALBANY, KY 42602-7953
Transaction TypeMortgage
Record UpdatedMar 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1646 CAVE SPRING RD, ALBANY, KY 42602-7953

Mortgage

Document Number0000212/32
DateMar 8, 2024
Book Page212/32
Instrument2012995
Lender
NamePEOPLES BANK & TRUST CO-ALBANY BRANCH
TypePrivate Party
Address19 COURTHOUSE SQ, BYRDSTOWN, TN 38549
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of April 1, 2024

Property Jurisdictions

TypeName
StateKentucky
CountyClinton County
Unified School DistrictClinton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$153.00 (-1.92%)$65,000 (-)$65,000 (-)
2023$156.00 Homeowner's exemption$65,000$65,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALBANY WATER WORKS
serves 9,042 people · EPA ID KY0270003
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2021
Treatment and ProcedureColiform assessment
Sep 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cave Spring Rd

Nearby Streets

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