Lake County property record for 1646 Cardinal Dr, Munster, IN 46321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,920 sqft · built 1976 |
| Lot Size | 0.229 acres (10,005 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,399 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-18-28-0374-0038 |
| Primary APN | 007-18-28-0374-0038 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 10,005 sqft (0.229 acres) |
| Lot Dimensions | 145 ft deep x 69 ft wide |
| Garage Type | Detached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 007-18-28-0374-0038 |
|---|---|
| Old Parcel Number | 182803740038 |
| Street Address | 1646 CARDINAL DR |
| City | MUNSTER |
| State | IN |
| Zip | 46321-3905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRMEADOW 8TH ADD. BL.4 LOT 38 |
| Legal Subdivision | FAIRMEADOW 8TH ADD |
| Legal Block | 4 |
| Legal Lot Number | 38 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | NORTH |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 40403 |
1646 Cardinal Dr is owner-occupied and held in a trust since January 2016.
Source: Lake County records, as of March 18, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1646 CARDINAL DR, MUNSTER, IN 46321-3905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 26, 2016 |
| Transfer Doc | 0000005777 |
| Record Updated | Jun 8, 2026 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | North Township |
| Municipality | Munster Town |
| Unified School District | Munster School Town (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $298,800 Land $59,700 Building $239,100 | $298,800 Land $59,700 Building $239,100 | |
| 2024 | $3,399.00 | ||
| 2023 | $260,200 (+4.62%) Land $61,500 Building $198,700 | $260,200 (+4.62%) Land $61,500 Building $198,700 | |
| 2022 | $3,264.00 Homeowner's exemption | $248,700 Land $61,500 Building $187,200 | $248,700 Land $61,500 Building $187,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1646 Cardinal Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2009–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1646 Cardinal Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031 |
|---|---|
| Water Source | Purchased surface water from HAMMOND WATER WORKS DEPARTMENT |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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