1646 B St, Napa, CA 94559 Property Records

Napa County property record for 1646 B St, Napa, CA 94559

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,184 sqft · built 1935
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on Record
Last Sale	$525,000 (Aug 2014)
Tax Bill	$7,999 (2026)
Deeds & Mortgages	Jan 2024 Transfer Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`002-082-054-000`

Property Details

APN / Parcel Number

Primary APN	`002-082-054-000`
Alternative APNs	`002-082-054` `00208254`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Building Area	1,184 sqft Living Area
Gross Area	1,544 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1980
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Old Parcel Number	002-082-054
Street Address	1646 B ST
City	NAPA
State	CA
Zip	94559-1045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI5
Legal Description	LOT 12 BLK C BUTLER & JORDAN SUB 1R/M109
Legal Subdivision	BUTLER & JORDANS
Legal Block	C
Legal Lot Number	12
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	3
Census Block	3032
Census Tract	200501

Owner

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1646 B ST, NAPA, CA 94559-1045
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Intrafamily Transfer, Transfer
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Jan 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARC HOME LLC
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2014 · Amount on Record
Deed Sale	Aug 15, 2014 · Amount on Record
Prior Sale	Apr 2, 2004 · Amount on Record
Deed Document Number	201416896
Last Transfer Date	Jan 11, 2024
Transfer Doc	0000001138
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAPA CA
Recording Date	Jan 25, 2024
Property Address	1646 B ST, NAPA, CA 94559-1045
Document Number	0000001138
Map Reference	MB 1 PG 109
Instrument Date	Jan 11, 2024
Instrument	2024-0001138
Transaction Type	Transfer
Record Updated	Feb 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1646 B ST, NAPA, CA 94559-1045

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1646 B ST, NAPA, CA 94559-1045
Transaction Type	Mortgage
Record Updated	Dec 30, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMER TTL CO OF NAPA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1646 B ST, NAPA, CA 94559-1045

Mortgage

Document Number	0000038293
Date	Dec 20, 2021
Instrument	2021-0038293

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.55%
Type Change Date	Jan 1, 2032
Change Frequency	Monthly
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	Other
Max Rate	10.9%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1646 B ST, NAPA, CA 94559-1045
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001759
Date	Jan 27, 2020
Instrument	2020-0001759

Lender

Name	ARC HOME LLC
Type	Mortgage Company
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1646 B ST, NAPA, CA 94559-1045
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1646 B ST, NAPA, CA 94559-1045

Mortgage

Document Number	0000029998
Date	Nov 12, 2020
Instrument	2020-0029998

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.85%
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	2.95%
Max Rate At Change	1.09%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,999.00 (+2.16%) Homeowner's exemption	$643,583 (+2%) Land $245,174 Building $398,409	$643,583 Land $245,174 Building $398,409
2025	$7,830.00 (+5.06%) Homeowner's exemption	$630,965 (+4.04%) Land $240,367 Building $390,598
2023	$7,453.00 (+1.37%) Homeowner's exemption	$606,466 Land $231,034 Building $375,432
2022	$7,352.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1995–2005)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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