1646 5th Ave, Rockford, IL 61104 Property Records

Winnebago County property record for 1646 5th Ave, Rockford, IL 61104

Property Summary

Property Type	Duplex
Details	7 bd · 2 ba · 2,804 sqft · built 1900
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on Record
Last Sale	$20,000 (Mar 2020)
Tax Bill	$1,957 (2025)
Deeds & Mortgages	Mar 2020 Sale & Line of Credit May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`205B837`

Property Details

APN / Parcel Number

Primary APN	`205B837`
Alternative APN	`1125179024`

Interior

Bedrooms	7 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,804 sqft Living Area
Gross Area	4,075 sqft
1st Floor Area	1,271 sqft
Basement Area	1,271 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Terrain	Rolling
View / Lot	Alley
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1646 5TH AVE
City	ROCKFORD
State	IL
Zip	61104-3204
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	W T ROBERTSONS ADDN E 48 FT LOT 19 + W2 FT LOT 020 BLOCK 002
Legal Subdivision	W T ROBERTSONS ADDN
Legal Block	002
Legal Lot Number	19-20
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	2
Census Block	2013
Census Tract	1300

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2214 FOREST VIEW RD, ROCKFORD, IL 61108-7921
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2020	Warranty Deed, Transfer · Line of Credit UNION SVGS
May 1, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2020 · Amount on Record
Deed Sale	Mar 6, 2020 · Amount on Record
Prior Sale	Mar 6, 2020 · Amount on Record
Deed Document Number	20201006399
Prior Transfer Date	Mar 15, 2018
Prior Transfer Doc	0001012126
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 6, 2020
Property Address	1646 5TH AVE, ROCKFORD, IL 61104-3204
Document Number	0001006399
Instrument Date	Nov 1, 2018
Instrument	1006399
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4509 NEWBURG RD ROCKFORD IL 611086414, ROCKFORD, IL 61108-6414

Mortgage

Document Number	1006400
Date	Mar 6, 2020
Instrument	1006400

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	ROCKFORD, IL 61107

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 5, 2025

Interest

Rate Type	Adjustable Rate
Rate	4.96%

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	May 1, 2018
Property Address	1646 5TH AVE, ROCKFORD, IL 61104-3204
Document Number	0001012126
Instrument Date	Mar 15, 2018
Instrument	1012126
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3398 VERBUNKER AVE PORT EDWARDS WI 54469, PORT EDWARDS, WI 54469

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,957.00	$22,171 (+41.39%) Land $1,941 Building $20,230	$66,513 (+41.39%) Land $5,823 Building $60,690
2022		$15,681 Land $1,373 Building $14,308	$47,043 Land $4,119 Building $42,924

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	18 (2006–2024)
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Floodng, Jul 2024 · 2 claims Severe Storms And Flooding, Aug 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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