1646 4th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1646 4th St, Los Osos, CA 93402

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,955 sqft · built 1988
Lot Size0.144 acres (6,250 sqft)
OwnerIndividual Name on Record
Tax Bill$6,488 (2025)
Deeds & MortgagesJan 2026 Transfer
Flood ZoneZone X (minimal risk)
APN038-422-044

Property Details

APN / Parcel Number

Primary APN038-422-044

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,955 sqft Living Area
1st Floor Area1,955 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Construction TypeWood
Lot Area6,250 sqft (0.144 acres)
TerrainAbove Road/Slope
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address1646 4TH ST
CityLOS OSOS
StateCA
Zip93402-2102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-SF
Legal DescriptionTN EL MORO BL 99 LTS 37 & 38
Legal SubdivisionEL MORO
Legal Block99
Legal Lot Number37,38
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3004
Census Tract10701

Owner

Source: San Luis Obispo County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4080 IOWA ST, 6, SAN DIEGO, CA 92104-2996
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 11, 2026
Transfer Doc0000001247
Record UpdatedOct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateJan 14, 2026
Property Address1646 4TH ST, LOS OSOS, CA 93402-2102
Document Number0000001247
Map ReferenceMB A PG 80
Instrument DateJan 11, 2026
Instrument2026001247
Transaction TypeTransfer
Record UpdatedJan 27, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4080 IOWA ST APT 6, 6, SAN DIEGO, CA 92104-2996

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,071,000 (+195.75%) Land $586,500 Building $484,500
2025$6,488.00 (+3.77%)$362,134 (+4.04%) Land $140,722 Building $221,412
2023$6,252.00 (+3.85%)$348,073 Land $135,258 Building $212,815
2022$6,020.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOS OSOS COMMUNITY SERVICES DISTRICT
serves 7,086 people · EPA ID CA4010016
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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