1646 17th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1646 17th St, Los Osos, CA 93402

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,704 sqft · built 1978
Lot Size	0.144 acres (6,250 sqft)
Owner	Company Name on File
Last Sale	$285,000 (Jul 2001)
Tax Bill	$7,826 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038-491-021`

Property Details

APN / Parcel Number

Primary APN	`038-491-021`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,704 sqft Living Area
1st Floor Area	1,704 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	1646 17TH ST
City	LOS OSOS
State	CA
Zip	93402-1827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TN EL MORO BL 112 LTS 38 & 39
Legal Subdivision	EL MORO
Legal Block	112
Legal Lot Number	38,39
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2018
Census Tract	10703

Owner

1646 17th St is owned by a company that acquired it in March 2021.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	1646 17TH ST, LOS OSOS, CA 93402-1827
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Deed of Trust, Mortgage · Commercial Mortgage LENDAGE LLC
Mar 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 19, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2001 · Amount on File
Deed Sale	Jul 3, 2001 · Amount on File
Deed Document Number	200148401
Last Transfer Date	Mar 9, 2021
Transfer Doc	0000020991
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1646 17TH ST, LOS OSOS, CA 93402-1827
Transaction Type	Mortgage
Record Updated	Aug 17, 2023
Title Company	STATES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1646 17TH ST, LOS OSOS, CA 93402-1827

Mortgage

Document Number	0000015422
Date	Apr 7, 2022
Instrument	2022015422

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	TEMPE, AZ 85281

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 16, 2021
Property Address	1646 17TH ST, LOS OSOS, CA 93402-1827
Document Number	0000020052
Map Reference	MB A PG 81
Instrument Date	Mar 9, 2021
Instrument	2021020052
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1646 17TH ST, LOS OSOS, CA 93402-1827

Mortgage

Document Number	0000020053
Date	Mar 16, 2021
Instrument	2021020053

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 19, 2021
Property Address	1646 17TH ST, LOS OSOS, CA 93402-1827
Document Number	0000020991
Map Reference	MB A PG 81
Instrument Date	Mar 9, 2021
Instrument	2021020991
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1646 17TH ST, LOS OSOS, CA 93402-1827

Tax Assessment & Valuation

The 2025 property tax bill for 1646 17th St was $7,826.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$429,429 (+2%) Land $165,740 Building $263,689
2025	$7,826.00	$421,010 Land $162,491 Building $258,519
2023	$7,029.00 (+3.99%)	$404,663 Land $156,182 Building $248,481
2022	$6,759.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1646 17th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1646 17th St is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Astound Broadband, Peak WiFi, Surfnet Communications.

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