16459 Clark Rd, Chadwick, IL 61014 Property Records

Whiteside County property record for 16459 Clark Rd, Chadwick, IL 61014

Property Summary

Property Type	Single Family Home
Lot Size	1.82 acres (79,541 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Sep 2007)
Tax Bill	$8,287 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jul 2018 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0304100013`

Property Details

APN / Parcel Number

Primary APN	`0304100013`
Alternative APN	`51892`

Exterior

Lot Area	79,541 sqft (1.82 acres)

Location & Zoning

Account Number	51892
Street Address	16459 CLARK RD
City	CHADWICK
State	IL
Zip	61014-9510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT N 1/2 SEC 4 TWP 22 RNG 5
Legal Range	05E
Legal Township	22N
Legal Section	04
Jurisdiction	WHITESIDE IL
Township / Civil Division	CLYDE
Census Block Group	2
Census Block	2005
Census Tract	200

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16459 CLARK RD, CHADWICK, IL 61014-9510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY STATE BANK OF ROCK FALLS
Jul 10, 2018	Grant Deed, Mortgage · Line of Credit COMMUNITY ST BK/ROCK FALLS
Jul 17, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 20, 2017	Quit Claim Deed, Mortgage COMMUNITY ST BK/ROCK FALLS
Mar 24, 2017	Deed of Trust, Mortgage COMMUNITY ST BK/ROCK FALLS
Mar 24, 2017	Deed of Trust, Mortgage COMMUNITY ST BK/ROCK FALLS
Jan 7, 2017	Deed of Trust, Mortgage COMMUNITY ST BK/ROCK FALLS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2007 · Amount on Record
Deed Sale	Sep 26, 2007 · Amount on Record
Deed Document Number	20079037-2007
Last Transfer Date	Apr 19, 2017
Transfer Doc	0000004112
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	16459 CLARK RD, CHADWICK, IL 61014-9510
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005647
Date	Nov 4, 2025
Instrument	2025-05647

Lender

Name	COMMUNITY STATE BANK OF ROCK FALLS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jul 10, 2018
Property Address	16459 CLARK RD, CHADWICK, IL 61014-9510
Instrument Date	Jul 6, 2018
Instrument	3633
Transaction Type	Mortgage
Record Updated	Jul 31, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16459 CLARK RD CHADWICK IL 610149510, CHADWICK, IL 61014-9510

Mortgage

Document Number	0000003633
Date	Jul 10, 2018
Instrument	3633

Lender

Name	COMMUNITY ST BK/ROCK FALLS
Type	Bank
Address	1325 17TH ST, FULTON, IL 61252-2013

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jul 17, 2017
Property Address	16459 CLARK RD, CHADWICK, IL 61014-9510
Document Number	0000004112
Instrument Date	Apr 19, 2017
Instrument	4112
Transaction Type	Transfer
Record Updated	Jul 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16459 CLARK RD CHADWICK IL 610149510, CHADWICK, IL 61014-9510

April 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	Apr 20, 2017
Property Address	16459 CLARK RD, CHADWICK, IL 61014-9510
Document Number	0000002206
Instrument Date	Apr 19, 2017
Instrument	2206
Transaction Type	Mortgage
Record Updated	Apr 28, 2017
Title Company	NTI TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16459 CLARK RD CHADWICK IL 610149510, CHADWICK, IL 61014-9510

Mortgage

Document Number	2207
Date	Apr 20, 2017
Instrument	2207

Lender

Name	COMMUNITY ST BK/ROCK FALLS
Type	Bank
Address	FULTON, IL 61252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	16459 CLARK RD, CHADWICK, IL 61014-9510
Document Number	0000001735
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	Apr 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16459 CLARK RD CHADWICK IL 610149510, CHADWICK, IL 61014-9510

Mortgage

Document Number	0000001735
Date	Mar 29, 2017
Instrument	1735

Lender

Name	COMMUNITY ST BK/ROCK FALLS
Type	Bank
Address	FULTON, IL 61252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2047

Interest

Rate	4.12%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	16459 CLARK RD, CHADWICK, IL 61014-9510
Document Number	0000004113
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16459 CLARK RD CHADWICK IL 610149510, CHADWICK, IL 61014-9510

Mortgage

Document Number	0000004113
Date	Jul 17, 2017
Instrument	4113

Lender

Name	COMMUNITY ST BK/ROCK FALLS
Type	Bank
Address	FULTON, IL 61252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2047

Interest

Rate	4.12%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	16459 CLARK RD, CHADWICK, IL 61014-9510
Document Number	0000000179
Instrument Date	Jan 7, 2017
Transaction Type	Mortgage
Record Updated	Feb 2, 2017
Title Company	NTI TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16459 CLARK RD CHADWICK IL 610149510, CHADWICK, IL 61014-9510

Mortgage

Document Number	0000000179
Date	Jan 9, 2017
Instrument	179

Lender

Name	COMMUNITY ST BK/ROCK FALLS
Type	Bank
Address	FULTON, IL 61252

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Clyde Township
Unified School District	Chadwick-Milledgeville Community Unit School District 399 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,287.00	$98,533 Land $5,105 Building $93,428
2024			$295,599 Land $15,315 Building $280,284

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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