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16455 Henderson Rd, Henderson, MD 21640 Property Records

Caroline County property record for 16455 Henderson Rd, Henderson, MD 21640 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 896 sqft · built 1940
Lot Size3.19 acres (138,956 sqft)
Owner2 Individual Names on File
Last Sale$150,000 (Jun 2020)
Tax Bill$1,691 (2025)
Deeds & MortgagesDec 2023 Line of Credit
Jun 2020 Sale
Flood ZoneZone X (minimal risk)
APN01-016946

Property Details

APN / Parcel Number

Primary APN01-016946
Alternative APN
  • 016946

Interior

Full Baths1 Bath
Stories1 Story
Building Area896 sqft Total Area
Utility Area448 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area138,956 sqft (3.19 acres)

Exterior Amenities

PorchSlab
Porch Area96 sqft
Shed1 Shed
Shed Area1,350 sqft

Utilities, Heating & Cooling

Heating FuelElectric

Location & Zoning

Account Number016946
Street Address16455 HENDERSON RD
CityHENDERSON
StateMD
Zip21640-1630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3.19 AC LOT 1 SE/S MD RT 311 SW OF HENDERSON
Legal SubdivisionKENNETH F NOVAK
Legal Lot Number1
JurisdictionCAROLINE MD
Township / Civil Division1, HENDERSON
Census Block Group2
Census Block2001
Census Tract955000

Owner

Source: Caroline County records · APN 01-016946

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address16455 HENDERSON RD, HENDERSON, MD 21640-1630
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 04, 2023Deed of Trust, Mortgage · Line of Credit
DOVER FCU
Jun 30, 2020Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 30, 2020 · Amount on Record
Deed SaleJun 30, 2020 · Amount on Record
Prior SaleDec 01, 2014 · Amount on Record
Deed Book / Page1423 / 459
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAROLINE MD
Property Address16455 HENDERSON RD, HENDERSON, MD 21640-1630
Transaction TypeMortgage
Record UpdatedDec 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016540107
DateDec 04, 2023
Book Page1654/107
Lender
NameDOVER FCU
TypeCredit Union
AddressDOVER, DE 19904
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed, Transfer

Document TypeDeed
JurisdictionCAROLINE MD
Recording DateJun 30, 2020
Property Address16455 HENDERSON RD, HENDERSON, MD 21640-1630
Document Number0014230459
Book / Page1423 / 459
Map ReferenceMB 28 FO 1819
Instrument DateJun 30, 2020
Transaction TypeTransfer
Record UpdatedMay 02, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address16455 ROAD, HENDERSON, MD 21640

Tax Assessment & Valuation

Source: Caroline County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCaroline County
Unified School DistrictCaroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$181,967 (+26.69%)$195,500 (+26.21%) Land $101,900 Building $93,600
2025$1,691.00 (+15.11%)
2023$1,469.00 Homeowner's exemption$143,633$154,900 Land $81,900 Building $73,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caroline County (24011C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240119550002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 5,556 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Choptank Electric CooperativeFiber2,500 / 2,500
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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