Howard County property record for 16455 Frederick Rd, Mount Airy, MD 21771
| Property Type | Single Family Home |
|---|---|
| Details | 5.5 ba · 5,750 sqft · built 2020 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Jan 2019) |
| Tax Bill | $12,131 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Jan 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-334892 |
| Primary APN | 04-334892 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,750 sqft Total Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 532 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 334892 |
|---|---|
| Street Address | 16455 FREDERICK RD |
| City | MOUNT AIRY |
| State | MD |
| Zip | 21771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RCDEO |
| Legal Description | LOT 8 5.000 AR 16455 FREDERICK RD STANLEY B MILLER |
| Legal Subdivision | STANLEY MILLER PROPERTY |
| Legal Lot Number | 8 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 4, LISBON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 604001 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16455 FREDERICK RD, WOODBINE, MD 21797-8515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jan 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK NA |
| Jun 30, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 16, 2019 | Deed, Construction Loan · Construction Mortgage THE COLUMBIA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2019 · Amount on Record |
| Deed Sale | Jan 16, 2019 · Amount on Record |
| Deed Book / Page | 18520 / 385 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 16455 FREDERICK RD, MOUNT AIRY, MD 21771 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | SERVICELINK, SERVICE LINK |
| Name | Verified Name |
|---|
| Document Number | 0202260359 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 20226/359 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 16455 FREDERICK RD, MOUNT AIRY, MD 21771 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0191100434 |
|---|---|
| Date | Jan 7, 2020 |
| Book Page | 19110/434 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | LANCASTER, PA 17602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Feb 1, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 16455 FREDERICK RD, MOUNT AIRY, MD 21771 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 16455 FREDERICK RD, WOODBINE, MD 21797-8515 |
| Document Number | 0206840104 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 20684/104 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 28, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jan 16, 2019 |
| Property Address | 16455 FREDERICK RD, MOUNT AIRY, MD 21771 |
| Document Number | 0185200385 |
| Book / Page | 18520 / 385 |
| Map Reference | MB CMP 27 FO 22 |
| Instrument Date | Dec 14, 2018 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 11, 2022 |
| Title Company | LAKESIDE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3032 HEWITT AVE APT 221, 221, SILVER SPRING, MD 20906-3164 |
| Document Number | 0018520392 |
|---|---|
| Date | Jan 16, 2019 |
| Instrument | 18520/392 |
| Name | THE COLUMBIA BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 370 Months |
| Due | Nov 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Nov 1, 2034 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.87% |
| Index | 1-Year LIBOR |
| Max Rate | 9.87% |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,131.00 (-15.66%) Homeowner's exemption | $1,291,067 (+3.25%) | $1,372,400 (+9.76%) Land $341,200 Building $1,031,200 |
| 2025 | $14,383.00 (+48.02%) Homeowner's exemption | $1,250,400 (+26.03%) Land $246,200 Building $1,004,200 | $1,250,400 (-) Land $246,200 Building $1,004,200 |
| 2023 | $992,133 | $1,250,400 Land $246,200 Building $1,004,200 | |
| 2022 | $9,717.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Sep 1999 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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