Baldwin County property record for 16452 Prado Loop, Loxley, AL 36551
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,817 sqft · built 2020 |
| Lot Size | 0.216 acres (9,450 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $308,500 (Aug 2022) |
| Tax Bill | $711 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Aug 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-07-26-0-000-011.061 |
| Primary APN | 42-07-26-0-000-011.061 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,817 sqft Heated Area |
| 1st Floor Area | 1,817 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,450 sqft (0.216 acres) |
| Lot Dimensions | 135 ft deep x 70 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 515126 |
|---|---|
| Street Address | 16452 PRADO LOOP |
| City | LOXLEY |
| State | AL |
| Zip | 36551-8719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IRR LOT 176 COTTAGES OF AVENTURA PHASE 111A RESUB OF LOT 4 & PT OF LOT 1 AND 3 OF RAWLS ROAD SUB SLIDE 2714 D&E 2555-C |
| Legal Subdivision | COTTAGES OF AVENTURA PH 111A |
| Legal Phase | 111 |
| Legal Lot Number | 176-3 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ROBERTSDALE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 10903 |
Source: Baldwin County records, as of April 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16452 PRADO LOOP, LOXLEY, AL 36551-8719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2025 | Deed of Trust, Mortgage · Line of Credit PEN AIR FCU |
| Aug 26, 2022 | Warranty Deed, Transfer |
| Nov 3, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TRUIST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2022 · Amount on Record |
| Deed Sale | Aug 26, 2022 · Amount on Record |
| Prior Sale | Nov 3, 2020 · Amount on Record |
| Deed Document Number | 20222020268 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 16452 PRADO LOOP, LOXLEY, AL 36551-8719 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0002220545 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 2220545 |
| Name | PEN AIR FCU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32514 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 9, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Aug 26, 2022 |
| Property Address | 16452 PRADO LOOP, LOXLEY, AL 36551-8719 |
| Document Number | 0002020268 |
| Map Reference | SL 2714-D&E |
| Instrument Date | Aug 25, 2022 |
| Instrument | 2020268 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10718 BAHIA CT, 10718, DAPHNE, AL 36526-1048 |
| Name | Verified Name |
|---|---|
| Address | 16452 PRADO LOOP, LOXLEY, AL 36551-8719 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Nov 3, 2020 |
| Property Address | 16452 PRADO LOOP, LOXLEY, AL 36551-8719 |
| Document Number | 0001868451 |
| Map Reference | SL 2714-D&2714-E |
| Instrument Date | Oct 29, 2020 |
| Instrument | 1868451 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 1, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2101 CLINTON AVE W # W201, 2101, HUNTSVILLE, AL 35805-3077 |
| Name | Verified Name |
|---|---|
| Address | 16452 PRADO LOOP, LOXLEY, AL 36551-8719 |
| Document Number | 0001868452 |
|---|---|
| Date | Nov 3, 2020 |
| Instrument | 1868452 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $711.00 (+15.61%) | $29,820 (+15.14%) Land $4,280 Building $25,540 | $298,200 (+15.18%) Land $42,800 Building $255,400 |
| 2023 | $615.00 (-55.01%) | $25,900 (-41.27%) | $258,900 (+17.41%) Land $21,300 Building $237,600 |
| 2022 | $1,367.00 (+170.16%) | $44,100 | $220,500 Land $22,500 Building $198,000 |
| 2021 | $506.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2009 · Severe Storms, Flooding, Tornadoes & Straight-line |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 50% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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