16452 Centipede St, Clermont, FL 34714 Property Records

Lake County property record for 16452 Centipede St, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,855 sqft · built 2018
Lot Size	0.137 acres (5,971 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,653 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-24-26-0103-000-21200`

Property Details

APN / Parcel Number

Primary APN	`14-24-26-0103-000-21200`
Alternative APN	`3905922`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,855 sqft Living Area
1st Floor Area	1,855 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	5,971 sqft (0.137 acres)
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	125 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3905922
Street Address	16452 CENTIPEDE ST
City	CLERMONT
State	FL
Zip	34714-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAWGRASS BAY PHASE 2B PB 68 PG 77-79 LOT 212 ORB 5123 PG 209 ORB 5240 PG 1694
Legal Section	14
Legal Subdivision	SAWGRASS BAY
Legal Phase	2B
Legal Tract	103
Legal Lot Number	212
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2033
Census Tract	31314

Owner

16452 Centipede St is owned and occupied by two individuals who acquired it in February 2019.

Source: Lake County records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	16452 CENTIPEDE ST, CLERMONT, FL 34714-5026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 25, 2019	Loan Modification, Mortgage ALLIANT NATIONAL TITLE INSURANCE COMPANY, ALLIANT NAT'L TITLE INS CO
Feb 26, 2019	Correction Deed DHI TITLE/FL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 26, 2019
Transfer Doc	0052401694
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16452 CENTIPEDE ST, CLERMONT, FL 34714-5026
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16452 CENTIPEDE ST, CLERMONT, FL 34714-5026

Mortgage

Document Number	0058130409
Date	Oct 12, 2021
Book Page	5813/409
Instrument	2021140733

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2051

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	16452 CENTIPEDE ST, CLERMONT, FL 34714-5026
Document Number	0052531521
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	Apr 2, 2019
Title Company	ALLIANT NATIONAL TITLE INSURANCE COMPANY, ALLIANT NAT'L TITLE INS CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16452 CENTIPEDE ST CLERMONT FL 347145026, CLERMONT, FL 34714-5026

February 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	LAKE FL
Recording Date	Feb 26, 2019
Property Address	16452 CENTIPEDE ST, CLERMONT, FL 34714-5026
Document Number	0052401694
Book / Page	005240 / 001694
Instrument Date	Feb 25, 2019
Instrument	21312
Record Updated	Mar 5, 2019
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount on Record
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16452 CENTIPEDE ST CLERMONT FL 347145026, CLERMONT, FL 34714-5026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$241,460 Land $100,000 Building $141,460	$314,589 Land $100,000 Building $214,589
2024	$3,653.00 (+8.49%)
2023	$3,367.00 (+8.54%) Homeowner's exemption	$227,830 (+3%)	$334,520 (+20.54%) Land $100,000 Building $234,520
2022	$3,102.00 Homeowner's exemption	$221,200	$277,520 Land $43,000 Building $234,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16452 Centipede St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 83 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16452 Centipede St is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: CenturyLink, Verizon.

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