1645 Westridge Dr, Dubuque, IA 52002 Property Records

Dubuque County property record for 1645 Westridge Dr, Dubuque, IA 52002

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,440 sqft · built 1967
Lot Size	0.206 acres (8,976 sqft)
Owner	2 Individual Names on File
Last Sale	$149,000 (May 2013)
Tax Bill	$3,546 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-28-226-006`

Property Details

APN / Parcel Number

Primary APN	`10-28-226-006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Basement Area	1,440 sqft
Finished Basement	1,300 sqft
Game Room	Game Room
Interior Walls	Unfinished

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,976 sqft (0.206 acres)
Lot Dimensions	132 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1645 WESTRIDGE DR
City	DUBUQUE
State	IA
Zip	52002-5168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 6 BLK 1 WEST SIDE MANOR SUB
Legal Range	02E
Legal Township	89N
Legal Section	28
Legal Subdivision	HOOVER
Legal Block	1
Legal Lot Number	6
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1005
Census Tract	1202

Owner

1645 Westridge Dr is owned and occupied by two individuals who bought it in May 2013.

Source: Dubuque County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1645 WESTRIDGE DR, DUBUQUE, IA 52002-5168
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CREDIT UNION
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU
Mar 31, 2017	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2013 · Amount on File
Deed Sale	May 13, 2013 · Amount on File
Deed Document Number	20137947
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Recording Date	Jun 30, 2026
Property Address	1645 WESTRIDGE DR, DUBUQUE, IA 52002-5168
Document Number	0000007098
Instrument Date	Jun 29, 2026
Instrument	20267098
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 WESTRIDGE DR, DUBUQUE, IA 52002-5168

Mortgage

Document Number	0000007098,
Date	Jun 30, 2026
Instrument	20267098

Lender

Name	DUPACO COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1645 WESTRIDGE DR, DUBUQUE, IA 52002-5168
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018699
Date	Nov 12, 2021
Instrument	2021-00018699

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1645 WESTRIDGE DR, DUBUQUE, IA 52002-5168
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003551
Date	Mar 31, 2017
Instrument	2017-00003551

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 30, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1645 Westridge Dr was $3,546 with a homeowner's exemption.

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,546.00 Homeowner's exemption	$276,800 Land $42,200 Building $234,600	$276,800 Land $42,200 Building $234,600
2024	$3,546.00
2023		$256,800 (+27.25%) Land $36,700 Building $220,100	$256,800 Land $36,700 Building $220,100
2022	$3,326.00 Homeowner's exemption	$201,810 Land $33,050 Building $168,760
2021			$201,810 Land $33,050 Building $168,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1645 Westridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2002)
Most Recent Claim	Jun 2002 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1645 Westridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Comelec Internet Services, Nextlink, T-Mobile, Verizon.

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