1645 Urbana Ln, Oxnard, CA 93030 Property Records

Ventura County property record for 1645 Urbana Ln, Oxnard, CA 93030

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,942 sqft · built 2002
Lot Size	0.105 acres (4,570 sqft)
Owner	Company Name on Record
Last Sale	$467,000 (Aug 2008)
Tax Bill	$7,978 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Nov 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`215-0-221-035`

Property Details

APN / Parcel Number

Primary APN	`215-0-221-035`
Alternative APN	`2150061105`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,942 sqft Living Area
1st Floor Area	1,347 sqft
2nd Floor Area	1,595 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	4,570 sqft (0.105 acres)
Garage Area	613 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	118 sqft

Location & Zoning

Street Address	1645 URBANA LN
City	OXNARD
State	CA
Zip	93030-0116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 522801 LOT: 3 REF: 144MR 22
Legal Subdivision	TRACT NO 5228 01
Legal Tract	522801
Legal Block	221
Legal Lot Number	3
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2013
Census Tract	3102

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1645 URBANA LN, OXNARD, CA 93030-0116
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Intrafamily Transfer, Transfer · Line of Credit VENTURA COUNTY CU
Nov 9, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Nov 17, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Dec 29, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2008 · Amount on Record
Deed Sale	Aug 6, 2008 · Amount on Record
Prior Sale	May 6, 2008 · Amount on Record
Deed Document Number	2008120306
Last Transfer Date	May 3, 2021
Transfer Doc	0000111501
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Jun 8, 2021
Property Address	1645 URBANA LN, OXNARD, CA 93030-0116
Document Number	0000111501
Map Reference	MB 144 PG 22-26
Instrument Date	May 3, 2021
Instrument	20210608-00111501
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1645 URBANA LN, OXNARD, CA 93030-0116

Mortgage

Document Number	0000111502
Date	Jun 8, 2021
Instrument	20210608-00111502

Lender

Name	VENTURA COUNTY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 27, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1645 URBANA LN, OXNARD, CA 93030-0116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000146376
Date	Nov 9, 2017
Instrument	20171109-00146376

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 27, 2047

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Nov 17, 2020
Property Address	1645 URBANA LN, OXNARD, CA 93030-0116
Document Number	0000195118
Map Reference	MB 144 PG 22-26
Instrument Date	Nov 9, 2020
Instrument	20201117-00195118
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 URBANA LN, OXNARD, CA 93030-0116

Mortgage

Document Number	0000195119
Date	Nov 17, 2020
Instrument	20201117-00195119

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Dec 29, 2017
Property Address	1645 URBANA LN, OXNARD, CA 93030-0116
Document Number	0000170881
Instrument Date	Dec 29, 2017
Instrument	170881
Transaction Type	Transfer
Record Updated	Jan 22, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1645 URBANA LN OXNARD CA 930300116, OXNARD, CA 93030-0116

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$613,261 (+2%) Land $398,646 Building $214,615
2025	$7,978.00 (+2.18%) Homeowner's exemption	$601,237 (+4.04%) Land $390,830 Building $210,407
2024	$7,808.00 (+12.25%)
2023	$6,956.00 (+1.61%) Homeowner's exemption	$577,892 Land $375,654 Building $202,238
2022	$6,846.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	4,000 / 4,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks, Rocket Broadband.

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