1645 Treetop View Ter, Silver Spring, MD 20904 Property Records

Montgomery County property record for 1645 Treetop View Ter, Silver Spring, MD 20904

Property Summary

Property Type	Townhouse
Details	3 ba · 2,226 sqft · built 2003
Lot Size	0.044 acres (1,914 sqft)
Owner	2 Individual Names on Record
Last Sale	$457,000 (Oct 2020)
Tax Bill	$5,469 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-03401068`

Property Details

APN / Parcel Number

Primary APN	`05-03401068`
Alternative APN	`03401068`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,226 sqft Living Area
Gross Area	2,530 sqft
1st Floor Area	938 sqft
Basement Area	374 sqft
Finished Basement	374 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,914 sqft (0.044 acres)
Garage Type	Attached
Garage Area	304 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	03401068
Street Address	1645 TREETOP VIEW TER
City	SILVER SPRING
State	MD
Zip	20904-4213
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	TLD
Legal Description	GATESTONE
Legal Subdivision	GATESTONE
Legal Block	A
Legal Lot Number	5
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	3
Census Block	3000
Census Tract	701508

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1645 TREETOP VIEW TER, SILVER SPRING, MD 20904-4213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2020 · Amount on Record
Deed Sale	Oct 13, 2020 · Amount on Record
Prior Sale	Oct 6, 2016 · Amount on Record
Deed Book / Page	60727 / 235
Transfer Doc	0290400488
Record Updated	Sep 20, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 13, 2020
Property Address	1645 TREETOP VIEW TER, SILVER SPRING, MD 20904-4213
Document Number	0607270235
Book / Page	60727 / 235
Map Reference	PL 22447
Instrument Date	Sep 25, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	PEAK SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,712.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1645 TREETOP VIEW TER, SILVER SPRING, MD 20904-4213

Mortgage

Document Number	60727242
Date	Oct 13, 2020
Instrument	60727/242

Lender

Name	APEX HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$519,900 (+4.99%) Land $220,000 Building $299,900	$519,900 (-) Land $220,000 Building $299,900
2025	$5,469.00 (-5.61%)	$495,167 (+11.1%)	$519,900 (+16.65%) Land $220,000 Building $299,900
2024	$5,794.00 (+30.38%)
2023		$445,700 Land $220,000 Building $225,700	$445,700 Land $220,000 Building $225,700
2022	$4,444.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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