1645 Tanner Cir, Edgewater, FL 32132 Property Records

Volusia County property record for 1645 Tanner Cir, Edgewater, FL 32132

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,282 sqft · built 1999
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Feb 2025)
Tax Bill	$4,383 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8438-01-00-1421`

Property Details

APN / Parcel Number

Primary APN	`8438-01-00-1421`
Alternative APNs	`34183801001421` `38183401001421` `3979605.0` `3979605`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,282 sqft Living Area
Gross Area	1,702 sqft
1st Floor Area	1,282 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Metal
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	244 sqft
Patio Area	1,059 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3979605
Street Address	1645 TANNER CIR
City	EDGEWATER
State	FL
Zip	32132-2901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01A3
Legal Description	S 232.24 FT OF N 326.39 FT MEAS ON E/L OF E 375.13 FT MEAS ON N/L & S 232.24 FT OF N 464.48 FT OF E 93.4 FT OF LOTS 44 & 52 ASSRS SUB BETTS GRANT MB 3 PG 153 PER OR 4687 PGS 4365-4366 PER OR 7821 PG 4649 PER OR 8670 PG 2357
Legal Range	34E
Legal Township	18S
Legal Section	38
Legal Subdivision	ASSRS SUB BETTS GRANT MB
Legal Tract	01
Legal Lot Number	44
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	2
Census Block	2024
Census Tract	83009

Owner

1645 Tanner Cir is owned and occupied by two individuals who bought it in February 2025.

Source: Volusia County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1645 TANNER CIR, EDGEWATER, FL 32132-2901
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Warranty Deed, Transfer MICHAEL F FORMENT
Jul 28, 2017	Deed of Trust, Mortgage · Line of Credit SPACE COAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2025 · Amount on File
Deed Sale	Feb 27, 2025 · Amount on File
Prior Sale	Feb 28, 2020 · Amount on File
Deed Document Number	202536797
Deed Book / Page	8670 / 2357
Prior Transfer Date	Feb 25, 1999
Prior Transfer Doc	4404000070
Record Updated	Oct 29, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Feb 28, 2020
Property Address	1645 TANNER CIR, EDGEWATER, FL 32132-2901
Document Number	0078214649
Book / Page	007821 / 004649
Instrument Date	Feb 28, 2020
Instrument	42963
Transaction Type	Transfer
Record Updated	Mar 20, 2020
Title Company	PROFESSIONAL TITLE, PROFESSIONAL TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1645 TANNER CIR EDGEWATER FL 321322901, EDGEWATER, FL 32132-2901

Mortgage

Document Number	78214651
Date	Feb 28, 2020
Book Page	007821/004651
Instrument	42964

Lender

Name	MICHAEL F FORMENT
Address	555 12TH ST # 900, OAKLAND, CA 94607-3637

Agreement

Amount	Amount on Record

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	1645 TANNER CIR, EDGEWATER, FL 32132-2901
Document Number	0074474011
Book / Page	007447 / 004011
Instrument Date	Jul 28, 2017
Transaction Type	Mortgage
Record Updated	Oct 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 TANNER CIR EDGEWATER FL 321322901, EDGEWATER, FL 32132-2901

Mortgage

Document Number	0074474011
Date	Sep 18, 2017
Book Page	007447/004011
Instrument	178979

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 17, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1645 Tanner Cir was $4,383.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$423,286 (+51.87%) Land $100,000 Building $323,286	$423,286 (-6.8%) Land $100,000 Building $323,286
2025	$4,383.00 Homeowner's exemption	$278,711	$454,160 Land $126,000 Building $328,160
2023	$4,301.00 (+1.73%) Homeowner's exemption	$262,968 (+3%)	$369,196 (+12.22%) Land $90,000 Building $279,196
2022	$4,228.00 Homeowner's exemption	$255,309	$328,983 Land $60,000 Building $268,983

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1645 Tanner Cir in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	9 (2022–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1645 Tanner Cir is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tanner Cir

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