1645 SW 11th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 1645 SW 11th St, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,217 sqft · built 1964
Lot Size0.172 acres (7,492 sqft)
OwnerIndividual Name on Record
Last Sale$227,900 (Feb 2024)
Tax Bill$2,432 (2025)
Deeds & MortgagesFeb 2024 Sale
Sep 2023 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN1-20-37-35-0050-00040-0220

Property Details

APN / Parcel Number

Primary APN1-20-37-35-0050-00040-0220
Alternative APN
  • R12037350050000400220

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,217 sqft Living Area
1st Floor Area944 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block/Stucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,492 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1645 SW 11TH ST
CityOKEECHOBEE
StateFL
Zip34974-4839
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPETIT PARK (PLAT BOOK 2 PAGE 19) LOT 22 BLOCK 4
Legal Range35E
Legal Township37S
Legal Section20
Legal SubdivisionPETIT PARK
Legal Block4
Legal Lot Number22
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group3
Census Block3036
Census Tract910601

Owner

Source: Okeechobee County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1645 SW 11TH ST, OKEECHOBEE, FL 34974-4839
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2024Warranty Deed, Transfer
Sep 19, 2023Warranty Deed, Construction Loan · Construction Mortgage
KIAVI FUNDING INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 2024 · Amount on Record
Deed SaleFeb 1, 2024 · Amount on Record
Prior SaleSep 19, 2023 · Amount on Record
Deed Document Number20241219
Record UpdatedOct 29, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateFeb 1, 2024
Property Address1645 SW 11TH ST, OKEECHOBEE, FL 34974-4839
Document Number0000001219
Map ReferenceMB 2 PG 19
Instrument DateJan 24, 2024
Instrument2024001219
Transaction TypeTransfer
Record UpdatedMar 27, 2024

Transaction

AmountAmount Recorded
Tax$1,595.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1200 BRICKELL AVE STE 500, 500, MIAMI, FL 33131-3210

Transferred To (Grantee/Buyer)

NameVerified Name
Address1645 SW 11TH ST, OKEECHOBEE, FL 34974-4839

September 2023: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateSep 19, 2023
Property Address1645 SW 11TH ST, OKEECHOBEE, FL 34974-4839
Document Number0000010938
Map ReferenceMB 2 PG 19
Instrument DateAug 2, 2023
Instrument2023010938
Transaction TypeConstruction Loan
Record UpdatedOct 16, 2023
Title CompanyALL ABOUT CLOSING INC

Transaction

AmountAmount Recorded
Tax$490.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1645 SW 11TH ST, OKEECHOBEE, FL 34974-4839

Transferred To (Grantee/Buyer)

NameVerified Name
Address1200 BRICKELL AVE STE 500, 500, MIAMI, FL 33131-3210

Mortgage

Document Number0000010939
DateSep 19, 2023
Instrument2023010939
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,432.00 (+27.13%)$165,845 (+81.62%) Land $8,670 Building $157,175$165,845 (+81.62%) Land $8,670 Building $157,175
2023$1,913.00 (+21.46%)$91,316 (+19.61%) Land $8,670 Building $82,646$91,316 (+19.61%) Land $8,670 Building $82,646
2022$1,575.00$76,342 Land $8,670 Building $67,672$76,342 Land $8,670 Building $67,672

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims6 (2004–2012)
Claims Outside the SFHA6 of 6
Most Recent ClaimAug 2012 · rainfall accumulation
Claims by Event
  • Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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