Monroe County property record for 1645 Spruce Ct, Temperance, MI 48182 · Last verified August 2026
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 1,869 sqft · built 1998 |
| Lot Size | 15.5 acres (675,910 sqft) |
| Owner | Individual Name on File |
| Last Sale | $259,100 (Jul 2022) |
| Tax Bill | $1,416 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Oct 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-477-047-00 |
| Primary APN | 02-477-047-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,869 sqft Living Area |
| Basement Area | 1,461 sqft |
| Finished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 675,910 sqft |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1645 SPRUCE CT |
|---|---|
| City | TEMPERANCE |
| State | MI |
| Zip | 48182-2226 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | THE PINES CONDOMINIUMS UNIT 47 |
| Legal Subdivision | THE PINE CONDO |
| Legal Unit | 47 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 833900 |
Source: Monroe County records · APN 02-477-047-00
Assessment roll updated August 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1645 SPRUCE CT, TEMPERANCE, MI 48182-2226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 04, 2025 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Oct 06, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jul 27, 2022 | Warranty Deed, Transfer NOT AVAILABLE, ETA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 27, 2022 · Amount on Record |
| Deed Sale | Jul 27, 2022 · Amount on Record |
| Deed Document Number | 202215192 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 1645 SPRUCE CT, TEMPERANCE, MI 48182-2226 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1645 SPRUCE CT, TEMPERANCE, MI 48182-2226 |
| Document Number | 0000019869 |
|---|---|
| Date | Dec 04, 2025 |
| Instrument | 2025R19869 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 24, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 1645 SPRUCE CT, TEMPERANCE, MI 48182-2226 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1645 SPRUCE CT, TEMPERANCE, MI 48182-2226 |
| Document Number | 0000019490 |
|---|---|
| Date | Oct 06, 2022 |
| Instrument | 2022R19490 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Sep 19, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jul 27, 2022 |
| Property Address | 1645 SPRUCE CT, TEMPERANCE, MI 48182-2226 |
| Document Number | 0000015192 |
| Map Reference | LB 1602 PG 18 |
| Instrument Date | Jul 26, 2022 |
| Instrument | 2022R15192 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | NOT AVAILABLE, ETA |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,946.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1645 SPRUCE CT, 1645, TEMPERANCE, MI 48182-2226 |
| Name | Verified Name |
|---|---|
| Address | 873 TIMBER WOOD LANE, TEMPERANCE, MI 48182 |
Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Bedford Township |
| Unified School District | Bedford Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $153,800 (+37.44%) | $307,600 (+37.44%) | |
| 2025 | $1,416.00 (-34.96%) Homeowner's exemption | ||
| 2023 | $2,177.00 Homeowner's exemption | $111,900 | $223,800 |
Source: FEMA National Flood Hazard Layer, Monroe County (26115C), updated September 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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