1645 Soto St, Seaside, CA 93955 Property Records

Monterey County property record for 1645 Soto St, Seaside, CA 93955

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,014 sqft · built 1959
Lot Size0.085 acres (3,700 sqft)
Owner2 Individual Names on Record
Last Sale$199,000 (Jul 2009)
Tax Bill$2,881 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN012-714-002-000

Property Details

APN / Parcel Number

Primary APN012-714-002-000
Alternative APN
  • 012-714-002

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,014 sqft Living Area
1st Floor Area1,014 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleCustom Design
Construction TypeWood
Lot Area3,700 sqft (0.085 acres)
Garage Area266 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number012-714-002
Street Address1645 SOTO ST
CitySEASIDE
StateCA
Zip93955-4519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEL MONTE HEIGHTS MAP 3 LOT 384 & 386 BLK 6
Legal SubdivisionCASA VERDE VILLAS
Legal Block6
Legal Lot Number384
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group3
Census Block3003
Census Tract13800

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1645 SOTO ST, SEASIDE, CA 93955-4519
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2009 · Amount on Record
Deed SaleJul 17, 2009 · Amount on Record
Prior SaleMay 12, 2009 · Amount on Record
Deed Document Number200945289
Prior Transfer DateMar 2, 2005
Prior Transfer Doc0000022741
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address1645 SOTO ST, SEASIDE, CA 93955-4519
Transaction TypeMortgage
Record UpdatedJul 2, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1645 SOTO ST, SEASIDE, CA 93955-4519

Mortgage

Document Number0000043135
DateJun 22, 2021
Instrument2021043135
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2036

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalitySeaside City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$261,993 (+2%) Land $131,654 Building $130,339
2025$2,881.00 (+7.54%) Homeowner's exemption$256,857 (+4.04%) Land $129,073 Building $127,784
2023$2,679.00 (+1.44%) Homeowner's exemption$246,885 Land $124,062 Building $122,823
2022$2,641.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 971 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Razzolink
Fixed Wireless
500 / 250
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Soto St

Nearby Streets

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