1645 S Broadway Ave, Bartow, FL 33830 Property Records

Polk County property record for 1645 S Broadway Ave, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,428 sqft · built 1963
Lot Size	0.308 acres (13,403 sqft)
Owner	Individual Name on File
Tax Bill	$571 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25-30-07-398500-002010`

Property Details

APN / Parcel Number

Primary APN	`25-30-07-398500-002010`
Alternative APNs	`073025398500002010` `73025000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,428 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	1,224 sqft
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	13,403 sqft (0.308 acres)
Lot Dimensions	135 ft deep x 100 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	504 sqft

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	387 sqft
Shed	1 Shed
Utility Building	286 sqft

Location & Zoning

Street Address	1645 S BROADWAY AVE
City	BARTOW
State	FL
Zip	33830-6912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RIDGEVIEW SUB PB 7 PG 48 S7/8 T30 R25 BLK 2 LOTS 1 & 2
Legal Range	25E
Legal Township	30S
Legal Section	07
Legal Subdivision	RIDGEVIEW SUBDIVISION
Legal Tract	398500
Legal Block	2
Legal Lot Number	1,2
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1021
Census Tract	15102

Owner

1645 S Broadway Ave is owned and occupied by an individual.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1645 S BROADWAY AVE, BARTOW, FL 33830-6912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1645 S BROADWAY AVE, BARTOW, FL 33830-6912
Document Number	0108902061
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1645 S BROADWAY AVE BARTOW FL 338306912, BARTOW, FL 33830-6912

Mortgage

Document Number	0108902061
Date	Jun 28, 2019
Book Page	010890/002061
Instrument	135530

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 27, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1645 S Broadway Ave was $571 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,922 (+2.7%)	$259,651 (+2.99%) Land $33,024 Building $226,627
2025	$571.00 Homeowner's exemption	$71,979	$252,123 Land $33,024 Building $219,099
2023	$889.00 (+20.3%) Homeowner's exemption	$67,913 (+3%)	$250,827 (+29.74%) Land $31,754 Building $219,073
2022	$739.00 Homeowner's exemption	$65,935	$193,334 Land $23,690 Building $169,644

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1645 S Broadway Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1645 S Broadway Ave is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20