Clay County property record for 1645 River Breeze Dr, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,117 sqft · built 1995 |
| Lot Size | 0.221 acres (9,670 sqft) |
| Owner | Individual Name on File |
| Last Sale | $244,000 (Jun 2015) |
| Tax Bill | $5,575 (2025) |
| Deeds & Mortgages | Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-04-26-013155-002-04 |
| Primary APN | 28-04-26-013155-002-04 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,117 sqft Heated Area |
| Gross Area | 2,941 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,670 sqft (0.221 acres) |
| Lot Dimensions | 121 ft deep x 80 ft wide |
| Garage Area | 506 sqft |
| Pool Area | 561 sqft |
| Porch | Porch |
| Porch Area | 318 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1645 RIVER BREEZE DR |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-8227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | LOT 4 RIVER BREEZE AS REC O R3755 PG 2135 |
| Legal Range | 26 |
| Legal Township | 04 |
| Legal Section | 28 |
| Legal Subdivision | RIVER BREEZE |
| Legal Lot Number | 4 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 30701 |
1645 River Breeze Dr is owned and occupied by an individual who bought it in June 2015.
Source: Clay County records, as of December 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1645 RIVER BREEZE DR, FLEMING ISLAND, FL 32003-8227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2015 · Amount on File |
| Deed Sale | Jun 10, 2015 · Amount on File |
| Deed Document Number | 2015029086 |
| Deed Book / Page | 3755 / 2135 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1645 RIVER BREEZE DR, FLEMING ISLAND, FL 32003-8227 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0040370352 |
|---|---|
| Date | Dec 8, 2017 |
| Book Page | 4037/0352 |
| Instrument | 2017062492 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1645 River Breeze Dr was $5,575.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,575.00 | $365,543 Land $60,000 Building $305,543 | $365,543 Land $60,000 Building $305,543 |
| 2023 | $5,307.00 (+16.25%) | $355,771 (+20.78%) Land $60,000 Building $295,771 | $355,771 (+20.78%) Land $60,000 Building $295,771 |
| 2022 | $4,565.00 | $294,553 Land $45,000 Building $249,553 | $294,553 Land $45,000 Building $249,553 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1645 River Breeze Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 132 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 132 in force |
| Nearby Flood Claims | 26 (2005–2020) |
| Claims Outside the SFHA | 10 of 26 |
| Most Recent Claim | Jul 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1645 River Breeze Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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