Lake County property record for 1645 Ridge Rd, Munster, IN 46321
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,799 sqft · built 1926 |
| Lot Size | 0.523 acres (22,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Dec 2018) |
| Tax Bill | $3,841 (2024) |
| Deeds & Mortgages | Jan 2019 Mortgage Dec 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-18-28-0089-0015 |
| Primary APN | 007-18-28-0089-0015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,799 sqft Living Area |
| Basement Area | 990 sqft |
| Finished Basement | 990 sqft |
| Family Room | Family Room |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 22,792 sqft (0.523 acres) |
| Lot Dimensions | 148 ft deep x 154 ft wide |
| Garage Type | Detached |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Sewer | Connected |
| Account Number | 007-18-28-0089-0015 |
|---|---|
| Old Parcel Number | 182800890015 |
| Street Address | 1645 RIDGE RD |
| City | MUNSTER |
| State | IN |
| Zip | 46321-1918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGESITE ADD. ALL LOTS 14 & 15 BL.1 |
| Legal Subdivision | RIDGESITE ADD |
| Legal Block | 1 |
| Legal Lot Number | 14,15 15 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | NORTH |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 40401 |
1645 Ridge Rd is owned and occupied by an individual who bought it in December 2018.
Source: Lake County records, as of March 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1645 RIDGE RD, MUNSTER, IN 46321-1918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NEW PENN FINANCIAL LLC |
| Dec 27, 2018 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2018 · Amount on File |
| Deed Sale | Dec 27, 2018 · Amount on File |
| Prior Sale | Nov 13, 2015 |
| Deed Document Number | 2018 089164 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 1645 RIDGE RD, MUNSTER, IN 46321-1918 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000002958 |
|---|---|
| Date | Jan 16, 2019 |
| Instrument | 2019 002958 |
| Name | NEW PENN FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 323 Months |
| Due | Dec 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Dec 27, 2018 |
| Property Address | 1645 RIDGE RD, MUNSTER, IN 46321-1918 |
| Document Number | 0000089164 |
| Instrument Date | Dec 18, 2018 |
| Instrument | 89164 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1645 RIDGE RD MUNSTER IN 463211918, MUNSTER, IN 46321-1918 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | North Township |
| Municipality | Munster Town |
| Unified School District | Munster School Town (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $363,300 Land $85,500 Building $277,800 | $363,300 Land $85,500 Building $277,800 | |
| 2024 | $3,841.00 | ||
| 2023 | $292,800 (+2.16%) Land $96,300 Building $196,500 | $292,800 (+2.16%) Land $96,300 Building $196,500 | |
| 2022 | $3,791.00 Homeowner's exemption | $286,600 Land $96,300 Building $190,300 | $286,600 Land $96,300 Building $190,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1645 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 157 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 157 (1982–2011) |
| Claims Outside the SFHA | 7 of 157 |
| Most Recent Claim | Feb 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1645 Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031 |
|---|---|
| Water Source | Purchased surface water from HAMMOND WATER WORKS DEPARTMENT |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures