San Diego County property record for 1645 Ranchwood Ln, Fallbrook, CA 92028 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,517 sqft · built 1976 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,028,000 (Apr 2025) |
| Tax Bill | $7,689 (2025) |
| Deeds & Mortgages | Feb 2023 Transfer Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 106-062-20-00 |
| Primary APN | 106-062-20-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,517 sqft Living Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 31,363 sqft (0.72 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1060610400 |
|---|---|
| Street Address | 1645 RANCHWOOD LN |
| City | FALLBROOK |
| State | CA |
| Zip | 92028-4358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 29-9-3W SWQ ALL NELY OF DOC150779REC72 IN DOC133783REC71 IN |
| Legal Range | 03W |
| Legal Township | 09 |
| Legal Section | 29 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 18801 |
Source: San Diego County records · APN 106-062-20-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1645 RANCHWOOD LN, FALLBROOK, CA 92028-4358 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Feb 07, 2023 | Intrafamily Transfer, Transfer |
| Oct 23, 2018 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 03, 2025 · Amount on Record |
| Deed Sale | Apr 03, 2025 · Amount on Record |
| Prior Sale | Jul 15, 2014 · Amount on Record |
| Deed Document Number | 202585467 |
| Prior Transfer Date | Jan 19, 2023 |
| Prior Transfer Doc | 0000030463 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 07, 2023 |
| Property Address | 1645 RANCHWOOD LN, FALLBROOK, CA 92028-4358 |
| Document Number | 0000030463 |
| Instrument Date | Jan 19, 2023 |
| Instrument | 2023-0030463 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1645 RANCHWOOD LN, FALLBROOK, CA 92028-4358 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1645 RANCHWOOD LN, FALLBROOK, CA 92028-4358 |
| Document Number | 0000499322 |
| Instrument Date | Oct 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1645 RANCHWOOD LN FALLBROOK CA 920284358, FALLBROOK, CA 92028-4358 |
| Document Number | 0000499322 |
|---|---|
| Date | Dec 04, 2018 |
| Instrument | 499322 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 03, 2058 |
| Rate Type | Adjustable Rate |
|---|
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Fallbrook Union Elementary School District (KG - 08) |
| Secondary School District | Fallbrook Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,048,560 (+46.88%) Land $591,600 Building $456,960 | |
| 2025 | $7,689.00 (+37.75%) | $713,891 (+4.04%) Land $267,906 Building $445,985 |
| 2023 | $5,582.00 (-22.59%) Homeowner's exemption | $686,171 Land $257,503 Building $428,668 |
| 2022 | $7,211.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730188012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2017, river or lake flooding, Severe Winter Storms, Flooding, And Mudslides |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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