Winnebago County property record for 1645 Rainbow Dr, Oshkosh, WI 54902
| Property Type | Commercial |
|---|---|
| Details | 12,806 sqft · built 1964 |
| Lot Size | 0.462 acres (20,127 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,450,000 (Mar 2021) |
| Tax Bill | $19,604 (2024) |
| Deeds & Mortgages | Jun 2022 Line of Credit Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-01280000 |
| Primary APN | 16-01280000 |
|---|---|
| Alternative APN |
|
| Units | 30 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 12,806 sqft Gross Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 20,127 sqft (0.462 acres) |
| Heating System | Hot Water |
|---|
| Account Number | 916-01280000 |
|---|---|
| Street Address | 1645 RAINBOW DR |
| City | OSHKOSH |
| State | WI |
| Zip | 54902-2680 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | MR-12 |
| Legal Description | LOT 172 ALSO LOT 173 EXC E 19 FT OF S 62 FT ALSO N 95 FT OFLOT 174 ALSO W 9 FT OF N 95 FT OF LOT 175 ALGOMA ADDN |
| Legal Subdivision | ALGOMA ADDN |
| Legal Lot Number | 172 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OSHKOSH |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 1000 |
Source: Winnebago County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 109 E 8TH ST, KAUKAUNA, WI 54130-2309 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 6, 2022 | Deed of Trust, Mortgage · Line of Credit VERVE A CU |
| Mar 16, 2021 | Land Contract, Transfer · Land Contract NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2021 · Amount on Record |
| Deed Sale | Mar 17, 2021 · Amount on Record |
| Prior Sale | Mar 16, 2021 · Amount on Record |
| Deed Document Number | 20211845866 |
| Prior Transfer Date | May 8, 2015 |
| Prior Transfer Doc | 0001687073 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 1645 RAINBOW DR, OSHKOSH, WI 54902-2680 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001884060 |
|---|---|
| Date | Jun 6, 2022 |
| Instrument | 1884060 |
| Name | VERVE A CU |
|---|---|
| Type | Credit Union |
| Address | OSHKOSH, WI 54904 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Mar 16, 2021 |
| Property Address | 1645 RAINBOW DR, OSHKOSH, WI 54902-2680 |
| Document Number | 0001845757 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 1845757 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,530.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Date | Mar 16, 2021 |
|---|
| Name | NOT AVAILABLE |
|---|
| Type | Land Contract |
|---|---|
| Amount | Amount Recorded |
| Rate | 5.25% |
|---|
| Document Number | 0001846362 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 1846362 |
| Name | CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54904 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| Municipality | Oshkosh City |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,040,100 (-) Land $52,300 Building $987,800 | ||
| 2024 | $19,604.00 (+9.45%) | $1,040,100 (+72.06%) Land $52,300 Building $987,800 | |
| 2023 | $17,911.00 (+1.15%) | $604,500 (-) Land $50,300 Building $554,200 | $873,517 Land $72,685 Building $800,832 |
| 2022 | $17,708.00 | $604,500 Land $50,300 Building $554,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 16 (1993–2024) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
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