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1645 Prospect St, Ewing (Trenton), NJ 08638 Property Records

Mercer County and Ewing Township property record for 1645 Prospect St, Ewing, NJ 08638 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,637 sqft · built 1930
Lot Size0.23 acres (10,001 sqft)
OwnerIndividual Name on File
Last Sale$82,000 (Oct 2002)
Tax Bill$7,454 (2025)
Deeds & MortgagesAug 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN02-00089-0000-00427

Property Details

APN / Parcel Number

Primary APN02-00089-0000-00427
Alternative APNs
  • 020008900427
  • 03530963

Interior

Building Area1,637 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleColonial
Exterior MaterialConcrete
Construction TypeFrame
Lot Area10,001 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide

Location & Zoning

Account Number03530963
Street Address1645 PROSPECT ST
CityEWING
StateNJ
Zip08638-3030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description428
Legal Block89
Legal Lot Number427
JurisdictionMERCER NJ
Township / Civil DivisionEWING
Census Block Group3
Census Block3010
Census Tract3500

Owner

Source: Mercer County and Ewing Township records · APN 02-00089-0000-00427

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1645 PROSPECT ST, EWING, NJ 08638-3030
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 04, 2002 · Amount on Record
Deed SaleOct 04, 2002 · Amount on Record
Deed Book / Page4382 / 49
Last Transfer DateDec 26, 2014
Transfer Doc0000000474
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER NJ
Property Address1645 PROSPECT ST, EWING, NJ 08638-3030
Transaction TypeMortgage
Record UpdatedSep 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1645 PROSPECT ST, EWING, NJ 08638-3030

Mortgage

Document Number0000041233
DateAug 31, 2022
Book Page11762/1504
Instrument2022041233
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueJul 01, 2052

Tax Assessment & Valuation

Source: Mercer County and Ewing Township records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMercer County
County SubdivisionEwing Township
Unified School DistrictEwing Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$184,000 (-) Land $45,600 Building $138,400$184,000 (-) Land $45,600 Building $138,400
2025$7,454.00 (+3.01%)$184,000 (-) Land $45,600 Building $138,400$184,000 (-) Land $45,600 Building $138,400
2024$7,236.00 (+9.34%)
2023$184,000 Land $45,600 Building $138,400$184,000 Land $45,600 Building $138,400
2022$6,618.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mercer County (34021C), updated May 23, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340210035003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims47 (1978–2021)
Claims Outside the SFHA5 of 47
Most Recent ClaimSep 2021, rainfall accumulation, Remnants Of Hurricane Ida
Claims By Storm
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 6 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Wildfire

Wildfire RiskLow
above 3% of the US · above 8% of New Jersey
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 468 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon, Optimum Communications, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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