1645 Prospect Cir, Pingree Grove (Hampshire), IL 60140 Property Records

Kane County property record for 1645 Prospect Cir, Pingree Grove, IL 60140

Property Summary

Property Type	Single Family Home
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jul 2023)
Tax Bill	$10,479 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-29-327-010`

Property Details

APN / Parcel Number

Primary APN	`02-29-327-010`

Exterior

Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	1645 PROSPECT CIR
City	PINGREE GROVE
State	IL
Zip	60140-2066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMBRIDGE LAKES UNIT 12 LT 1253
Legal Subdivision	CAMBRIDGE LAKES
Legal Block	2
Legal Lot Number	1253
Legal Unit	12
Jurisdiction	KANE IL
Township / Civil Division	RUTLAND
Census Block Group	2
Census Block	2002
Census Tract	850710

Owner

1645 Prospect Cir is owned and occupied by two individuals who bought it in July 2023.

Source: Kane County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1645 PROSPECT CIR, PINGREE GROVE, IL 60140-2066
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Warranty Deed, Transfer · Conventional Mortgage OLD SECOND NATIONAL BANK
Mar 19, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2023 · Amount on File
Deed Sale	Jul 5, 2023 · Amount on File
Prior Sale	Jan 21, 2015 · Amount on File
Deed Document Number	202322101
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 5, 2023
Property Address	1645 PROSPECT CIR, PINGREE GROVE, IL 60140-2066
Document Number	0000022101
Map Reference	DOC 2006K115164
Instrument Date	Jun 20, 2023
Instrument	2023K022101
Transaction Type	Transfer
Record Updated	Jul 14, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1645 PROSPECT CIR, PINGREE GROVE, IL 60140-2066

Mortgage

Document Number	0000022102
Date	Jul 5, 2023
Instrument	2023K022102

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1645 PROSPECT CIR, PINGREE GROVE, IL 60140-2066
Transaction Type	Mortgage
Record Updated	Apr 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021703
Date	Mar 19, 2021
Instrument	2021K021703

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	307 Months
Due	Oct 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 1645 Prospect Cir was $10,479.

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Rutland Township
Municipality	Pingree Grove Village
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,479.00
2024		$133,215 Land $30,777 Building $102,438	$399,805 Land $92,368 Building $307,437
2022	$8,763.00 (+2.73%) Disabled Person's exemption Veteran's exemption	$101,819 (+6.32%) Land $25,661 Building $76,158	$305,457 (+6.32%) Land $76,983 Building $228,474
2021	$8,530.00 Disabled Person's exemption Veteran's exemption	$95,767 Land $24,136 Building $71,631	$287,301 Land $72,408 Building $214,893

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1645 Prospect Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1645 Prospect Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINGREE GROVE serves 10,365 people · EPA ID IL0890160
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.68 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Fox Valley Internet Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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