St. Tammany Parish property record for 1645 Orchard Dr, Covington, LA 70435
| Property Type | Single Family Home |
|---|---|
| Details | 2,495 sqft · built 2016 |
| Lot Size | 0.257 acres (11,209 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $409,000 (Sep 2023) |
| Tax Bill | $2,773 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Sep 2023 Sale |
| APN | 106-814-2522 |
| Primary APN | 106-814-2522 |
|---|---|
| Alternative APN |
|
| Building Area | 2,495 sqft Living Area |
|---|---|
| Gross Area | 2,472 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 11,209 sqft (0.257 acres) |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1645 ORCHARD DR |
|---|---|
| City | COVINGTON |
| State | LA |
| Zip | 70435-6025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK ALLEY LT65 PH2B |
| Legal Subdivision | OAK ALLEY |
| Legal Phase | 2B |
| Legal Lot Number | 65 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 40204 |
Source: St. Tammany Parish records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1645 ORCHARD DR, COVINGTON, LA 70435-6025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Apr 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HERITAGE BANK ST TAMMANY |
| Sep 13, 2023 | Cash Sale Deed, Transfer ELITE TITLE SOLUTIONS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2023 · Amount on Record |
| Deed Sale | Sep 13, 2023 · Amount on Record |
| Prior Sale | Nov 23, 2015 · Amount on Record |
| Deed Document Number | 202386081 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 1645 ORCHARD DR, COVINGTON, LA 70435-6025 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 0002200550 |
|---|---|
| Date | Apr 1, 2020 |
| Instrument | 2200550 |
| Name | HERITAGE BANK ST TAMMANY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Sep 13, 2023 |
| Property Address | 1645 ORCHARD DR, COVINGTON, LA 70435-6025 |
| Document Number | 0002386081 |
| Map Reference | MAP 5177 |
| Instrument Date | Sep 8, 2023 |
| Instrument | 2386081 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2023 |
| Title Company | ELITE TITLE SOLUTIONS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1424 SAVANNAH ST, COVINGTON, LA 70433-6026 |
| Name | Verified Name |
|---|---|
| Address | 1645 ORCHARD DR, COVINGTON, LA 70435-6025 |
Source: St. Tammany Parish assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Municipality | Covington City |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,773.00 (-3.82%) Homeowner's exemption | $34,961 (-) Land $4,000 Building $30,961 | $349,609 (-) Land $40,000 Building $309,609 |
| 2024 | $2,883.00 (+19.23%) Homeowner's exemption | $34,961 (+31.1%) Land $4,000 Building $30,961 | $349,609 (+31.1%) Land $40,000 Building $309,609 |
| 2023 | $2,418.00 Homeowner's exemption | $26,667 (-) Land $4,000 Building $22,667 | $266,670 (+1.91%) Land $40,000 Building $226,670 |
| 2022 | $2,418.00 Homeowner's exemption | $26,667 Land $4,000 Building $22,667 | $261,670 Land $35,000 Building $226,670 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 403 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 403 in force |
| Nearby Flood Claims | 15 (2016–2024) |
| Claims Outside the SFHA | 12 of 15 |
| Most Recent Claim | Sep 2024 · Hurricane Francine |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 83% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected May 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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