1645 NW 5th St, Bend, OR 97703 Property Records

Deschutes County property record for 1645 NW 5th St, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,400 sqft · built 1948
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$318,000 (Sep 2011)
Tax Bill	$4,950 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Feb 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`171232 BB 04100`

Property Details

APN / Parcel Number

Primary APN	`171232 BB 04100`
Alternative APNs	`R1001171232BB04100` `103618`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,400 sqft Living Area
1st Floor Area	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Architectural Style	Other
Lot Area	9,148 sqft (0.21 acres)
View / Lot	Average
Garage Type	Mixed
Garage Area	500 sqft
Deck Area	231 sqft
Lean-To	120 sqft

Location & Zoning

Account Number	103618
Old Parcel Number	R1001171232BB04100
Street Address	1645 NW 5TH ST
City	BEND
State	OR
Zip	97703-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:16-20 BLK:15 SUBD:KENWOOD SEC/TWN/RNG/MER:SEC 32 TWN 17 RNG 12 MAP REF:171232-BB
Legal Range	12E
Legal Township	17S
Legal Section	32
Legal Quarter	NW
Quarter-Quarter Section	NW
Legal Subdivision	KENWOOD
Legal Block	15
Legal Lot Number	16-20
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3017
Census Tract	1301

Owner

1645 NW 5th St is owned by an individual who acquired it in February 2016.

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1100 NW BOND ST, BEND, OR 97703-1913
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Deed of Trust, Mortgage · Line of Credit NORTHWEST COMMUNITY CU
Feb 9, 2017	Deed of Trust, Mortgage · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 12, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Jan 8, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Oct 17, 2018	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2011 · Amount on File
Deed Sale	Sep 20, 2011 · Amount on File
Prior Sale	Sep 20, 2011 · Amount on File
Deed Document Number	0000032999
Last Transfer Date	Feb 5, 2016
Transfer Doc	0000004246
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1645 NW 5TH ST, BEND, OR 97703-1705
Transaction Type	Mortgage
Record Updated	Nov 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 NW 5TH ST, BEND, OR 97703-1705

Mortgage

Document Number	0000005574
Date	Mar 15, 2023
Instrument	2023-05574

Lender

Name	NORTHWEST COMMUNITY CU
Type	Credit Union
Address	BEND, OR 97702

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1645 NW 5TH ST, BEND, OR 97703-1783
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005366
Date	Feb 9, 2017
Instrument	2017-05366

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1645 NW 5TH ST, BEND, OR 97703-1783
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002124
Date	Jan 12, 2021
Instrument	2021-02124

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1645 NW 5TH ST, BEND, OR 97703-1783
Document Number	0000004129
Instrument Date	Jan 8, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1645 NW 5TH ST BEND OR 977031783, BEND, OR 97703-1783

Mortgage

Document Number	0000004129
Date	Jan 28, 2020
Instrument	4129

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1645 NW 5TH ST, BEND, OR 97703-1783
Document Number	0000043078
Instrument Date	Oct 17, 2018
Transaction Type	Mortgage
Record Updated	Nov 2, 2018
Title Company	WESTERN TITLE AND ESCROW COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 NW 5TH ST BEND OR 977031783, BEND, OR 97703-1783

Mortgage

Document Number	0000043078
Date	Oct 25, 2018
Instrument	43078

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1645 NW 5th St was $4,950, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,950.00 (+3.95%)	$292,970 (+3%)	$907,620 (+6.53%) Land $426,370 Building $481,250
2024	$4,762.00 (+7.88%)	$284,440 (+3%)	$852,020 (-) Land $414,520 Building $437,500
2023	$4,414.00	$276,160	$852,020 Land $414,520 Building $437,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1645 NW 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1645 NW 5th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	2,300 / 2,300
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AT&T, T-Mobile, Webformix.

Nearby Properties on NW 5th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures