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1645 Noma Ln, Encinitas, CA 92024 Property Records

San Diego County property record for 1645 Noma Ln, Encinitas, CA 92024

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,779 sqft · built 1956
Lot Size1.23 acres (54,014 sqft)
Owner2 Company Names on File
Last Sale$2,040,000 (May 2026)
Tax Bill$10,709 (2025)
Deeds & MortgagesMay 2026 Sale
Jul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN216-100-21-00

Property Details

APN / Parcel Number

Primary APN216-100-21-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,779 sqft Living Area

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Lot Area54,014 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1645 NOMA LN
CityENCINITAS
StateCA
Zip92024-1230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR2
Legal DescriptionSEC 34-12-4W POR
Legal Range04W
Legal Township12
Legal Section34
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2004
Census Tract17601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing AddressPO BOX 729, RANCHO SANTA FE, CA 92067-0729
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 28, 2026Grant Deed, Transfer
FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jul 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2026 · Amount on File
Deed SaleMay 28, 2026 · Amount on File
Prior SaleJan 19, 2012
Deed Document Number2026151985
Prior Transfer DateNov 11, 2011
Prior Transfer Doc0000030619
Record UpdatedOct 29, 2026

May 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 28, 2026
Property Address1645 NOMA LN, ENCINITAS, CA 92024-1230
Document Number0000151985
Instrument DateMay 12, 2026
Instrument2026151985
Transaction TypeTransfer
Record UpdatedJun 5, 2026
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
Tax$226,644.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1645 NOMA LN, ENCINITAS, CA 92024-1230
Document Number0000376701
Instrument DateJul 17, 2019
Transaction TypeMortgage
Record UpdatedSep 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1645 NOMA LN ENCINITAS CA 920241230, ENCINITAS, CA 92024-1230

Mortgage

Document Number0000376701
DateSep 3, 2019
Instrument376701
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueSep 2, 2029

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$959,807 (+2%) Land $789,970 Building $169,837
2025$10,709.00 (+7.07%) Homeowner's exemption$940,988 (+4.04%) Land $774,481 Building $166,507
2023$10,002.00 (+2.39%) Homeowner's exemption$904,451 Land $744,408 Building $160,043
2022$9,769.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN DIEGUITO WD
serves 40,405 people · EPA ID CA3710021
Water SourcePurchased surface water from several systems
Last State InspectionJun 2022
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Ting, Verizon.

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