1645 NE Cinder Loop, Mountain Home, ID 83647 Property Records

Elmore County property record for 1645 NE Cinder Loop, Mountain Home, ID 83647

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,392 sqft · built 2007
Lot Size	0.207 acres (9,017 sqft)
Owner	Individual Name on Record
Last Sale	$142,500 (Apr 2016)
Tax Bill	$2,464 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2009 Mortgage + 4 more
APN	`RPA02910040070A`

Property Details

APN / Parcel Number

Primary APN	`RPA02910040070A`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Building Area	1,392 sqft Living Area
1st Floor Area	1,392 sqft
Attic	Attic
Attic Area	364 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	9,017 sqft (0.207 acres)
Garage Area	712 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1645 NE CINDER LOOP
City	MOUNTAIN HOME
State	ID
Zip	83647-6344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	LOT 7 BLK 4 ROCKY MTN #2
Legal Subdivision	ROCKY MOUNTAIN SUBDIVISION NO 2
Legal Block	4
Legal Lot Number	7
Legal Unit	2
Jurisdiction	ELMORE ID
Township / Civil Division	MOUNTAIN HOME
Census Block Group	3
Census Block	3005
Census Tract	960201

Owner

Source: Elmore County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1645 NE CINDER LOOP, MOUNTAIN HOME, ID 83647-6344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage TITLEONE
May 5, 2009	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Jan 18, 2011	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Mar 21, 2025	Warranty Deed, Transfer · Conventional Mortgage PREMIER MORTGAGE RESOURCES LLC
May 30, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 7, 2016	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2016 · Amount on Record
Deed Sale	Apr 7, 2016 · Amount on Record
Prior Sale	Apr 5, 2007 · Amount on Record
Deed Document Number	2016452866
Prior Transfer Date	Apr 1, 2016
Prior Transfer Doc	0000452867
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE ID
Recording Date	Jun 29, 2026
Property Address	1645 NE CINDER LOOP, MOUNTAIN HOME, ID 83647-6344
Document Number	0000522915
Instrument Date	Jun 24, 2026
Instrument	2026522915
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	TITLEONE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000522915,
Date	Jun 29, 2026
Instrument	2026522915

Lender

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE ID
Property Address	1645 NE CINDER LOOP, MOUNTAIN HOME, ID 83647-6344
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000406449
Date	May 5, 2009
Instrument	406449

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2039

January 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE ID
Property Address	1645 NE CINDER LOOP, MOUNTAIN HOME, ID 83647-6344
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000418979
Date	Jan 18, 2011
Instrument	418979

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.87%
Type Change Date	Apr 1, 2016
Change Frequency	Annually
Min Rate At Change	1.87%
Index	1-Year T-Bill
Max Rate	3.87%

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE ID
Recording Date	Mar 21, 2025
Property Address	1645 NE CINDER LOOP, MOUNTAIN HOME, ID 83647-6344
Document Number	0000514822
Instrument Date	Mar 19, 2025
Instrument	514822
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ALLIANCE TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 NE CINDER LOOP, MOUNTAIN HOME, ID 83647-6344

Mortgage

Document Number	0000514823
Date	Mar 21, 2025
Instrument	514823

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELMORE ID
Recording Date	May 30, 2023
Property Address	1645 NE CINDER LOOP, MOUNTAIN HOME, ID 83647-6344
Document Number	0000505401
Instrument Date	May 23, 2023
Instrument	505401
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	GUARANTY TITLE AGENCY INC, GUARANTY TITLE INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	1645 NE CINDER LOOP, MOUNTAIN HOME, ID 83647-6344

Mortgage

Document Number	0000505402
Date	May 30, 2023
Instrument	505402

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

April 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE ID
Recording Date	Apr 7, 2016
Property Address	1645 NE CINDER LOOP, MOUNTAIN HOME, ID 83647-6344
Document Number	0000452866
Instrument Date	Mar 25, 2016
Instrument	452866
Transaction Type	Transfer
Record Updated	Jul 22, 2025
Title Company	ALLIANCE TITLE & ESCROW CORP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 NE CINDER LOOP, MOUNTAIN HOME, ID 83647-6344

Mortgage

Document Number	0000452868
Date	Apr 7, 2016
Instrument	452868

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2046

Tax Assessment & Valuation

Source: Elmore County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Elmore County
Municipality	Mountain Home City
Unified School District	Mountain Home School District 193 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,464.00 (+0.61%)	$431,763 (+3.8%) Land $82,000 Building $349,763	$431,763 (+3.8%) Land $82,000 Building $349,763
2024	$2,449.00 (+8.7%)	$415,966 (+1.85%) Land $72,000 Building $343,966	$415,966 (+1.85%) Land $72,000 Building $343,966
2023	$2,253.00 (-23.18%)	$408,426 (+4.55%) Land $56,000 Building $352,426	$408,426 (+4.55%) Land $56,000 Building $352,426
2022	$2,933.00	$390,650 Land $51,100 Building $339,550	$390,650 Land $51,100 Building $339,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOME serves 14,651 people · EPA ID ID4200032
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025 Lead service line inventory Oct 2024
Monitoring and Reporting	121 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable	1,000 / 25
Starlink Satellite	280 / 30
White Cloud Communications Fixed Wireless	200 / 50

May also be available: CenturyLink, Verizon.

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