1645 N Red Cliff, Mesa, AZ 85207 Property Records

Maricopa County property record for 1645 N Red Cliff, Mesa, AZ 85207

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,375 sqft · built 2014
Lot Size	0.171 acres (7,483 sqft)
Owner	2 Trust Names on File
Last Sale	$490,000 (Sep 2017)
Tax Bill	$3,752 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Oct 2017 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`219-49-498`

Property Details

APN / Parcel Number

Primary APN	`219-49-498`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,375 sqft Living Area
1st Floor Area	2,375 sqft

Exterior

Year Built	Built 2014
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,483 sqft (0.171 acres)
Parking Spaces	3 Parking Spaces
Patio Area	262 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1645 N RED CLF
City	MESA
State	AZ
Zip	85207-4048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	CORTE BELLA AT MOUNTAIN BRIDGE MCR1176-26
Legal Range	07E
Legal Township	01N
Legal Section	09
Legal Subdivision	CORTE BELLA AT MOUNTAIN BRIDGE
Legal Lot Number	34
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	4
Census Block	4011
Census Tract	420105

Owner

1645 N Red Cliff is owner-occupied and held in a trust since June 2021.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	1645 N RED CLF, MESA, AZ 85207-4048
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMB BANK NA
Oct 5, 2017	Deed of Trust, Mortgage · Line of Credit UMB BANK NA
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMB BANK NA
Jun 15, 2021	Intrafamily Transfer, Transfer
Sep 18, 2017	Warranty Deed, Transfer WFG NATIONAL TITLE INSURANCE

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Sep 18, 2017 · Amount on File
Deed Sale	Sep 18, 2017 · Amount on File
Prior Sale	Sep 18, 2017 · Amount on File
Deed Document Number	0000686911
Last Transfer Date	Jun 15, 2021
Transfer Doc	0000656606
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1645 N RED CLF, MESA, AZ 85207-4048
Transaction Type	Mortgage
Record Updated	Apr 29, 2022
Title Company	WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000098101
Date	Feb 5, 2020
Instrument	20200098101

Lender

Name	UMB BANK NA
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Mar 1, 2025
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5.25%
Index	1-Year CMT
Margin	2
Max Rate	8.25%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1645 N RED CLF, MESA, AZ 85207-4048
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000738223
Date	Oct 5, 2017
Instrument	2017-0738223

Lender

Name	UMB BANK NA
Type	Bank
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1645 N RED CLF, MESA, AZ 85207-4048
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 N RED CLIFF DR, MESA, AZ 85207-4048

Mortgage

Document Number	0001268453
Date	Dec 23, 2020
Instrument	20201268453

Lender

Name	UMB BANK NA
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	7.71%
Index	1-Year CMT
Margin	2
Max Rate	7.71%

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jun 15, 2021
Property Address	1645 N RED CLF, MESA, AZ 85207-4048
Document Number	0000656606
Map Reference	MB 1176 PG 26
Instrument Date	Jun 3, 2021
Instrument	20210656606
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1645 N RED CLF, MESA, AZ 85207-4048

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 18, 2017
Property Address	1645 N RED CLF, MESA, AZ 85207-4048
Document Number	0000686911
Instrument Date	Sep 18, 2017
Instrument	686911
Transaction Type	Transfer
Record Updated	Sep 25, 2017
Title Company	WFG NATIONAL TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$490.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1645 N RED CLF MESA AZ 852074048, MESA, AZ 85207-4048

Tax Assessment & Valuation

The 2025 property tax bill for 1645 N Red Cliff was $3,752.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Mesa City
Unified School District	Mesa Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,000	$620,000 Land $124,000 Building $496,000
2025	$3,752.00
2024		$66,700	$667,000 Land $133,400 Building $533,600
2022	$3,675.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1645 N Red Cliff in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1645 N Red Cliff is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MESA serves 466,000 people · EPA ID AZ0407095
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CopperNet Systems.

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